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drukpenusaba…, Home Owner in Tampa, FL
drukpenusabara answered:
5% down conventional loan , struggle with reserves. please help!
Good day,
Dear Loan Seekers, Greetings from MICHAEL LOAN HERITAGE.
We are certified Loan lender that offers loan to people who are in need of loans. We gives out loans for project, ... more
0 votes Share Flag Yesterday at 3:47pm Home Buying in 60614
Karen Peyton, Real Estate Pro in Chandler, AZ
Karen Peyton answered:
Is there a way to get a listing of vacant homes for sale to see if the sellers will entertain a "rent to own" offer?
I suggest you contact a local Realtor to get information about how "Rent to Own" actually works. It is often a slippery slope for a Buyer who is relying upon some future event that may ... more
0 votes Share Flag Yesterday at 12:26pm Home Buying in 60611
drukpenusaba…, Home Owner in Tampa, FL
drukpenusabara answered:
Looking for a private loan for $40,000.00
Good day,
Dear Loan Seekers, Greetings from MICHAEL LOAN HERITAGE.
We are certified Loan lender that offers loan to people who are in need of loans. We gives out loans for project, bu ... more
0 votes Share Flag Yesterday at 6:43am Financing in Chicago
Noah Seidenb…, Real Estate Pro in 60202
Noah Seidenberg answered:
I need a 10% down jumbo loan amount under a million with no PMI.
You need a mortgage broker to find you the best product. I know a great lender. Contact me if you want some help.
0 votes Share Flag Mon May 25, 2015 Financing in Chicago
Bill Gassett, Real Estate Pro in Hopkinton, MA
Bill Gassett answered:
What is a closing cost credit? My lender mentioned that there is a $3,000 closing cost credit.
A closing cost credit is simply money given from a seller to a buyer at closing. A closing cost credit allows a buyer to avoid using their own cash. By having a seller pay for closing ... more
0 votes Share Flag Mon May 25, 2015 Home Buying in 60656
Zee Hassan, Other/Just Looking in San Antonio, TX
Zee Hassan answered:
Has anyone tried RedX or Landvoice? They both claim that they provide FSBOs, Expired, & Pre-Foreclosure leads based on their up-to-date databases.
Hi John Meyers, i'm a lead prospecting agent for real estate agents i almost used every services the best services i ever used that was Vulcan7.com they are amazing with every kind of ... more
0 votes Share Flag Sun May 24, 2015 Agent2Agent in Chicago
Alan May, Real Estate Pro in 60201
Alan May answered:
Should I call realtors, or email them?
We Realtors are called on (via email, and telephone) by a myriad of vendors looking to hitch their wagons to ours. Personally, I don't want you calling or emailing me for any services ... more
1 vote Share Flag Sun May 24, 2015 Home Buying in Chicago
Abbasi4060, Other/Just Looking in Chicago, IL
Abbasi4060 answered:
Best Ways For a Chicago Area Realtor to Market Them Self?
Hey Vincent.
Marketing you'r self is very much important to grow you'r real estate business. There are a lot of ways to advertise you'r self like; Post card, Letters and and door knoc ... more
0 votes Share Flag Sun May 24, 2015 Agent2Agent in Chicago
garypuntman, Other/Just Looking in Los Angeles, CA
garypuntman answered:
My neighborhood is very quiet and peaceful. We never have any burglaries or break-ins that I hear about.
I always think it's better to be safe than sorry. I would get locks on my doors if I were you. You should find a locksmith in your area who will come and install them for you. http:// ... more
0 votes Share Flag Fri May 22, 2015 In My Neighborhood in 60640
Kirsten Priz…, Real Estate Pro in 34104
Kirsten Prizzi answered:
I have the money and the job to purchase a home, but my credit is shot at a 580, what do I do?
contact a mortage broker and check if he /she can qualify you for a loan. If not go over your credit history and ask your mortgage broker how you can best and fast can improve your cred ... more
0 votes Share Flag Fri May 22, 2015 Home Buying in 60636
Shellymaei, Home Buyer in Fort Worth, TX
Shellymaei answered:
I have an FHA loan on my home. I am planning to move and rent my home, I called my mortgage company and they told me I could not rent my property
Typically lenders will want to see 2 years of schedule E's filed on the rental property but there are lenders that will take one year of Schedule E PLUS proof that the lease runs thru o ... more
1 vote Share Flag Fri May 22, 2015 Home Buying in 60622
Shellymaei, Home Buyer in Fort Worth, TX
Shellymaei answered:
Using rental income when getting a mortgage approved?
Typically lenders will want to see 2 years of schedule E's filed on the rental property but there are lenders that will take one year of Schedule E PLUS proof that the lease runs thru o ... more
1 vote Share Flag Fri May 22, 2015 Financing in Chicago
Gaylepat, Home Buyer in Dallas, TX
Gaylepat answered:
Question regarding FHA loans and rental income...
The only other way would be to demonstrate a 2-year history as a landlord with your tax returns and evidencing a profit that covers the mortgage payment.

Unfortunately, lending has t ... more
0 votes Share Flag Fri May 22, 2015 Financing in Chicago
Kellytimmi, Home Buyer in Elk Grove Village, IL
Kellytimmi answered:
Can I purchase an HUD home using a conventional loan?
Here are the different types of special financing you can receive when purchasing a HUD home as your primary residence:

$100 Down Program – You can purchase a HUD Home with only $1 ... more
0 votes Share Flag Fri May 22, 2015 Using Trulia in Chicago
garypuntman, Other/Just Looking in Los Angeles, CA
garypuntman answered:
Renovate or leave as is?
I think it would be beneficial to do some renovations. A kitchen renovation can especially add some value to your home. It would be worthwhile. It will also add a lot more appeal to ... more
0 votes Share Flag Thu May 21, 2015 Home Selling in Chicago
Mike Opyd, Real Estate Pro in Near North Side, Chi...
Mike Opyd answered:
there are 3 potential tenants moving into my 3bd 3 bath duplex, however they asked if they can add on another tenant 6 months into the lease.
Yes absolutely. Draw up a lease specifically for the new tenant and treat them like they are a separate tenant. Make sure you screen them as well.
0 votes Share Flag Thu May 21, 2015 Rental Basics in Chicago
Mike Opyd, Real Estate Pro in Near North Side, Chi...
Mike Opyd answered:
Looking for 2bd 1 bath for about $1,600. 2 college students, would rent around July or August, preferably close to a CTA stop.
Reach out to a realtor and have them help you out. Its always good to be protected plus its free to se a realtor.
0 votes Share Flag Thu May 21, 2015 For Rent in Belmont Central
Mike Opyd, Real Estate Pro in Near North Side, Chi...
Mike Opyd answered:
after a bid has been accepted by the bank on a foreclosed home how can the bank keep extending the closing date saying their is a issue with an heir?
This is part of the deal when buying a foreclosure. Things like this happen all of the time. Your attorney should be able to explain more of whats going on with the sellers end.
1 vote Share Flag Thu May 21, 2015 Home Buying in Hegewisch
Christos Pap…, Real Estate Pro in 60521
Christos Papanastasatos answered:
If I sell my condo in Cook County, Illinois what are my expenses to sell it.
You may have the following:

Transfer Tax $3.50 per $1,000 of the sales price
Title Fees
Attorney Fees
Recording Fees
Real Estate Fees
State of IL Fees
Cook County Fees
City of ... more
0 votes Share Flag Thu May 21, 2015 Home Selling in 60613
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