60640 : Real Estate Advice

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Jivefive99, Home Buyer in Chicago, IL
Jivefive99 asked:
New Chicago basement bathrooms ... How about the legal requirements for a basement BATHROOM? City doesnt have a permit for a bathroom but does have a permit for plumbing alterations. Does a new bathroom also require a window?…
0 votes Share Flag Wed Apr 20, 2016 Remodel & Renovate in 60640
John Meyers, Real Estate Pro in Park Ridge, IL
John Meyers answered:
can i be approved for a conventional loan with a mid score of 668 ?
Hello Rose,

You can get approved for an FHA loan if your credit is 640 or higher, you have stable employment above $40k/year, and no bankruptcies or foreclosures in the last 7 years ... more
0 votes Share Flag Tue Mar 8, 2016 Home Buying in 60640
John Meyers, Real Estate Pro in Park Ridge, IL
John Meyers answered:
I have money saved up for a down payment on a home. I am a first time buyer, married with newer credit. What is your advice? My husband has a lot
You should be eligible for a 3.5% Down FHA loan. -- This is a great program for first time homebuyers.

I have helped many buyers with this program. -- Just let me know if you would l ... more
0 votes Share Flag Tue Mar 8, 2016 Home Buying in 60640
Lawrence Yuen, Real Estate Pro in Downers Grove, IL
Lawrence Yuen answered:
I want to buy another house and live in it. I bought this house in 1998 now I want to buy another home, Can I get a fha loan on a differnt home.
It is a possibility depending on where your new home will be. Please feel free to give me a call to discuss your options on a new FHA loan at 630-426-7700 x234. We are a local direct le ... more
0 votes Share Flag Fri Feb 19, 2016 Financing in 60640
Harjeet Bhat…, Real Estate Pro in Park Ridge, IL
Harjeet Bhatti answered:
First time buyer questions
If your question is regarding down payment assistance program for first time buyer. Yes, Illinois has program under IHDA for first time buyer which help for down payment assistance. So ... more
0 votes Share Flag Tue Feb 9, 2016 Home Buying in 60640
Ablakeney1789, Home Buyer in Fort Collins, CO
Ablakeney1789 answered:
My neighborhood is very quiet and peaceful. We never have any burglaries or break-ins that I hear about.
Typically, you should always be concerned about locking your doors, no matter how safe your neighborhood may seem. It only takes one burglary for your world to be turned upside down, an ... more
0 votes Share Flag Thu Aug 13, 2015 In My Neighborhood in 60640
Diane Christ…, Real Estate Pro in Sarasota, FL
Diane Christner answered:
In the state of Illinois can you have more than one fha loan
FHA rules do not vary state by state. For information on circumstances where it may be possible to have 2 FHA loans at the same time, go to the link:

http://portalapps.hud.gov/FHAFA ... more
0 votes Share Flag Sun Feb 15, 2015 Financing in 60640
Noah Seidenb…, Real Estate Pro in Evanston, IL
Noah Seidenberg answered:
Investment properties on Chicago's Northside are priced right to ensure appreciation and an aggressive ROA of 10% .
Being a landlord is not an easy job. It takes the skill to be able to fix all types of problems and if you have your own job yourself, you could get calls at all hours of the day or nig ... more
0 votes Share Flag Mon Nov 10, 2014 Investment Properties in 60640
Jeff Nobleza, Real Estate Pro in Evanston, IL
Jeff Nobleza answered:
I want to become a real estate agent
Call Catherine Leonard who manages the Baird & Warner office in Evanston. She's at 847-491-1855 and at the minimum have a conversation with her.

If you are interested in doing busine ... more
0 votes Share Flag Sun Nov 2, 2014 General Area in 60640
Katrina Dobr…, Real Estate Pro in Naperville, IL
Katrina Dobrovolny answered:
I am doing an FHA for 3 family owner occupied property but Seller is unwilling to vacate any of the apartments. Can I move to the basement?
You should strongly consider the choice and get in touch with an eviction attorney, if your lender lets you close with this condition. I am curious of the current status of the situati ... more
0 votes Share Flag Fri Oct 31, 2014 Home Ownership in 60640
Camybabe85, Home Buyer in Long Branch, NJ
Camybabe85 answered:
what is a move in fee?
Is it legal to charge a move in move out fee for a 3 month furnished rental No moving furniture
0 votes Share Flag Mon Aug 4, 2014 Moving in 60640
BJ Tregoning, Real Estate Pro in Chicago, IL
BJ Tregoning answered:
Problem with FHA Loan need help!
Contact Ian@guaranteedrate.com
Ian Beamer
773-391-9199
0 votes Share Flag Tue May 6, 2014 Financing in 60640
Kevin Richey, Real Estate Pro in St George, UT
Kevin Richey answered:
Monthly payments with low down
I agree with everyone that has weighed in on this. A Mortgage officer is the best place to start. I would also recommend someone local rather than the online lenders. Just a personal pr ... more
0 votes Share Flag Wed Apr 30, 2014 Home Buying in 60640
Michele Wils…, Real Estate Pro in Lake Forest, IL
Michele Wilson answered:
If your condominium unit suffers damages due to a material defect in a "common element" of the building, must you disclose this defect?
You need to disclose this issue. You should speak with the attorney who represented you when purchased.
Your condo board should also be made aware of this problem in wrtiting.
0 votes Share Flag Thu Apr 24, 2014 Home Buying in 60640
JIM Michaels, Real Estate Pro in Chicago, IL
JIM Michaels answered:
Why is it that when I specify my apt. search choice to be in 60640 and no more than $700 Mo. that I get everything mixed together ?
email me at jmichaels@remax.net and I will send you 700 and under
0 votes Share Flag Sun Mar 23, 2014 Home Buying in 60640
Jeff Nobleza, Real Estate Pro in Evanston, IL
Jeff Nobleza answered:
Buy vs rent- i will be living in uptown for the next 3 years
There's some good comments below. What is not mentioned in your response below and above is the potential appreciation on the unit you plan to purchase. No one has a crystal ball to acc ... more
0 votes Share Flag Fri Mar 21, 2014 Home Buying in 60640
Bill J Delig…, Real Estate Pro in Naperville, IL
Bill J Deligiannis answered:
I paid mortgage and taxes for 10 yrs on a property in my mothers name
If you are paying $2k/mo for rent then you may be able to qualify for a mortgage. Feel free to contact me should you want to get pre approved for a loan.

As per your issues with your ... more
0 votes Share Flag Fri Mar 7, 2014 Financing in 60640
Bill J Delig…, Real Estate Pro in Naperville, IL
Bill J Deligiannis answered:
Napkin ballpark figure to rewire 700 sq ft condo in Chicago w/new breaker box?
Have a few licensed and bonded electricians stop by and give you a quote.
0 votes Share Flag Tue Feb 11, 2014 Remodel & Renovate in 60640
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