60622 : Advice

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Abe Saenz, Real Estate Pro in 60614
Abe Saenz answered:
New Construction - Builder to help with closing costs?
I would tell this to your realtor. Don't forget, YOU are his/her boss in the transaction and must obey you (within reason). I highly advise that you express this to your realtor and i ... more
0 votes Share Flag Mon Apr 13, 2015 Home Buying in 60622
Bob Brandt R…, Real Estate Pro in Schaumburg, IL
Bob Brandt Re/Max 847-274-3193 answered:
Can my husband, who is not on my FHA mortgage, purchase income property with an FHA if I cosign? He has never purchased a home before.
FHA mortgages are not for buying income property. It is to live in. Someday later you can rent it out.
A lender may some better ideas for you.
0 votes Share Flag Sat Apr 4, 2015 Home Buying in 60622
Galia Taneva, Real Estate Pro in Cupertino, CA
Galia Taneva answered:
Can we make sure our house is showing for SALE in our trulia listing? Right now is has all our new photos, but not showing its listed.
Kelsey,

You may want to talk to your agent about this issue. You probably didn't realize but you posted your question in a "Home selling in 60622" forum and Trulia will never answer ... more
1 vote Share Flag Fri Mar 27, 2015 Home Selling in 60622
Bob Brandt R…, Real Estate Pro in Schaumburg, IL
Bob Brandt Re/Max 847-274-3193 answered:
What can I do to get my home listed on Trulia? FSBO?
A good local Broker could end up putting more money in your pocket with better representation and a good closing attorney will make sure the legal details are covered. Good luck.
0 votes Share Flag Mon Feb 16, 2015 Home Selling in 60622
BJ Patel, Real Estate Pro in 60515
BJ Patel answered:
I have a modification on my house loan and it is also an fha loan as a first time homebuyer. unfortunately I had to file for chapter 7 in 2013.
If it's a chapter 7 bankruptcy you would have to wait 2 years after it's been discharged. Chapter 13 is 1 year after it has been discharged. Best solution contact a lender and get pre-a ... more
0 votes Share Flag Tue Feb 10, 2015 Home Buying in 60622
Matt Laricy, Real Estate Pro in Near North Side, Chi...
Matt Laricy answered:
changing lenders at offer time / prior to actually signing acceptance / new contract
You can change a lender anytime within the attorney review. Heck, people change even after.

I would get one locked up right away though. If you need a good referral, let me know.
0 votes Share Flag Mon Feb 9, 2015 Financing in 60622
Marcin Talaga, Real Estate Pro in 60656
Marcin Talaga answered:
What can I do to get my home listed on Trulia? FSBO?
Go to Postlets.com. You can create a flyer for your property that will get generated to tons of websites.
0 votes Share Flag Mon Jan 26, 2015 Home Selling in 60622
Dirk A. Gould, Real Estate Pro in Chicago, IL
Dirk A. Gould answered:
Foreclosure auction has been canceled by bank, given my initial short sale offer. This should be a good sign, but will my offer be accepted by bank?
The proceeding could have been cancelled for a variety of reasons. I don't think you should get your hopes up based on that info alone. Stay on top of this. Have your agent and attorney ... more
0 votes Share Flag Thu Jan 15, 2015 Home Buying in 60622
Steve Burgess, Other/Just Looking in San Juan Capistrano,...
Steve Burgess answered:
If you are paying $2000 or more in rent at this time why would you pass up the opportunity for a permanent investment and pay less for a mortgage?
Yes it is true that investing in a purchasing property, can be a smart idea. Where it not only helps in saving money from future of view, but also works well in saving excess expenditur ... more
0 votes Share Flag Fri Oct 24, 2014 Home Buying in 60622
Matt Laricy, Real Estate Pro in Near North Side, Chi...
Matt Laricy answered:
Can anyone recommend me a - Closing Attorney or Real Estate Investor friendly Title Company in the San Francisco Bay Area, California?
You accidentally asked this question in Chicago. It would be more beneficial to ask this in Cali.
0 votes Share Flag Mon Oct 20, 2014 Investment Properties in 60622
Newman-Mitri…, Real Estate Pro in Near North Side, Chi...
Newman-Mitrick RE Group answered:
I am looking at a home being sold as an Estate Sale. It's listed at 119.5k. Last updated 20 yrs ago. Would $95k be considered a low ball offer?
List price is irrelevant- the only thing that matters is what the home is worth. If it's worth $80K and you offered $95K then you'd be significantly overpaying.
0 votes Share Flag Wed Mar 12, 2014 Home Buying in 60622
Manuel Brown…, Real Estate Pro in 60640
Manuel Brown (312) 600-5710 answered:
looking for a 1 bdr apartment in wicker park zip 60622 - west town call rose at 847-736-8076
Rodedale,

You can work with a real estate broker or leasing agent that knows your area for free. Also, search through Domu.com and craigslist.
0 votes Share Flag Mon Dec 16, 2013 For Rent in 60622
John Meyers, Real Estate Pro in Chicago, IL
John Meyers answered:
Does anyone know the average time on the market for a 2bed plus den townhome in River West?
Hello Julie,

It depends on how you plan to price it.

If it shows well and you price it to get a lot of buyer attention, you should be able to get an offer within a couple weeks in ... more
0 votes Share Flag Thu Nov 28, 2013 Home Selling in 60622
Cassandra Bl…, Real Estate Pro in Crystal Lake, IL
Cassandra Blake Bajak answered:
I erroneously completed the day care form and it put us over our debt income ratio. Can I find another morgage company and leave it out.?
Having the correct loan officer to work with you and explain directly to the underwriter is key!
Www.myprospectmortgage.com/cbajak check out my page and testimonials. Good luck!
0 votes Share Flag Mon Nov 18, 2013 Financing in 60622
William Chu, Real Estate Pro in Downers Grove, IL
William Chu answered:
are there any institutions giving heloc loans on homes that are not primary residences?
You need a HELOC on an investment property? Call me, 708-203-2258, for a quote and to confirm your property type and owner equity is eligible for what I can provide to you.
0 votes Share Flag Wed Nov 13, 2013 Financing in 60622
Brad Neumann…, Real Estate Pro in Downers Grove, IL
Brad Neumann - NMLS 948036 answered:
Looking at buying estate sale house and asking price is $138,500 but under online assessor web site shows estimated market value on it is $113,850
If you have a realtor, ask them and this is part of the negotiation. I have worked in the area for the past 15 years and work with several quality realtors in Chicago. Our company wor ... more
0 votes Share Flag Tue Oct 8, 2013 Home Buying in 60622
TERRY MCCARL…, Real Estate Pro in Cape Coral, FL
TERRY MCCARLEY answered:
I have a question! My exhusband and I purchased our first home in 2010 while we were still married through FHA. Right away he abandon me and our kids
As others have told you this needs discussed with an attorney as soon as possible!
0 votes Share Flag Thu Oct 3, 2013 Home Buying in 60622
Matt Hoyt, Real Estate Pro in 60035
Matt Hoyt answered:
In the process of purchasing a rehab. 2 flat condo. I have found out that no permits were taken out, no inspections made. Is this a red flag.?
Yes! Run for your life. AS long as no electrical or plumbing was done, you should be ok with the City permit wise. Definitely get a great inspector. I know many.
0 votes Share Flag Thu Sep 26, 2013 Home Buying in 60622
Santiago ken…, Real Estate Pro in Chicago, IL
Santiago kensel Sanchez - CDPE answered:
On FHA Deed of Trust, Non-Uniform Covenant paragraph #17-Assignment of Rents, does this apply to a Residential home care at your home?
Definitely to residential properties
0 votes Share Flag Thu Sep 26, 2013 Home Buying in 60622
Daniel Mirea, Real Estate Pro in 60641
Daniel Mirea answered:
I put an offer on a home where the owner had past away.The family wants to walk away from it.Would this be a short sell as there was a mortage on it?
If you want to buy it at this stage you should convince the family not to walk away and to do a short sale. Get a good Agent and a good Attorney asap!

Otherwise will go in Fore ... more
0 votes Share Flag Thu Sep 26, 2013 Home Buying in 60622
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