Home Buying in Chelmsford : Real Estate Advice

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Alicia O'Too…, Real Estate Pro in Chicago, IL
Alicia O'Toole answered:
Are there programs for existing homeowners to purchase a new home withouth 20 percent down?I
Many mortgage lenders are able to do 5%-10% down on a conventional loan, you will just be required to pay Private Mortgage Insurance until the equity on the house gets above 20%
1 vote Share Flag Thu Oct 22, 2015 Home Buying in 01824
Ed Groussman, Real Estate Pro in Parsippany, NJ
Ed Groussman answered:
Looking for an FHA mortgage with 620 credit score. Can anyone tell me a bank in MA that will take 620?
I can work with credit scores down to 580 on FHA loans!

Please contact me if you need assistance.

Thanks
Ed
egroussman@homepointfinancial.com
347-903-5626
0 votes Share Flag Wed Jun 17, 2015 Home Buying in 01824
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
Is there an upfront fee when buying at a public auction?
If you mean a foreclosure auction - no. But they will require you buy it in a few days so you need cash.
1 vote Share Flag Fri Oct 10, 2014 Foreclosure in 01824
Richard Shap…, Other/Just Looking in Framingham, MA
Richard Shapiro answered:
4 plex property buying advise
Are there four family homes in NH? There are plenty in MA.
0 votes Share Flag Wed Oct 8, 2014 Investment Properties in 01824
Craig Chemaly, Real Estate Pro in Carlisle, MA
Craig Chemaly answered:
Which agent to use?
As nearly everyone here has said...its always better to have someone specifically representing YOU. And as a buyer, your agent is absolutely free to you most of the time.
0 votes Share Flag Thu Jul 10, 2014 Home Buying in 01824
Craig Chemaly, Real Estate Pro in Carlisle, MA
Craig Chemaly answered:
value of basement?
Tough question! Basements can be partially finished, they can be large or small, they can be finished poorly or well-done. So the answer...as with most real estate questions is ...IT ... more
0 votes Share Flag Fri Jun 20, 2014 Home Buying in Chelmsford
Charlotte Ma…, Real Estate Pro in Nashua, NH
Charlotte Marrocco-Mohler answered:
Maintaining a Home, how much does it cost per year?
You have utilities taxes water bill if on septic pay for pimp out of tank. If you want more detailed breakdown contact me. 603-620-2668
0 votes Share Flag Fri Jan 17, 2014 Home Buying in Chelmsford
Bill Eckler, Real Estate Pro in Venice, FL
Bill Eckler answered:
Selling a home "AS-IS" & Disclosure
Hi Bob,

Many "AS IS" transactions are a direct result of the negotiation process. That is, when a seller reaches a sale price that is low enough for the seller that they need to stop ... more
0 votes Share Flag Sun Jun 23, 2013 Home Buying in Chelmsford
Kevin Vitali, Real Estate Pro in Tewksbury, MA
Kevin Vitali answered:
why can appraiser change his initial report regarding work needed to be done before the sale?
I am not following your question.... Are you talking about an FHA appraisal and work required for the FHA to lend?
0 votes Share Flag Sat Jun 22, 2013 Home Buying in Chelmsford
Tim Page,  in 99037
Tim Page answered:
Which home styles will resell quicker or does it matter for starter homes/downsizing home buyer market?
If your realtor is honest with you, they will tell you that the ranch style home or the one level home with or without the basement (depending on location) is the best home to buy. The ... more
0 votes Share Flag Mon Apr 16, 2012 Home Buying in Chelmsford
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
importance of age of home?
Buy the home you fall in love with, but don't be lured by the idea that a brand new home is "better".

Some/many of the older homes were built sturdier than newer ones.......just like ... more
0 votes Share Flag Mon Apr 16, 2012 Home Buying in Chelmsford
Tim Page,  in 99037
Tim Page answered:
House is butting major highway 495?? Is there issues selling the house in future?? How much price reduction?
Homes next to highways will, usually, always be an issue. For refinancing, what I’ve found is that home prices will fluctuate more when they are located next to major highways, s ... more
0 votes Share Flag Mon Apr 16, 2012 Home Buying in Chelmsford
Heath Coker, Real Estate Pro in Falmouth, MA
Heath Coker answered:
What does a disclosure of water debt 28 years mean to a homebuyer?
I would ask the listing professional. I'd also contact the town/city/regional/state entity that may have the facts and figures.


(Please note: when you choose an answer as a Be ... more
0 votes Share Flag Mon Feb 13, 2012 Home Buying in Chelmsford
Kevin Vitali, Real Estate Pro in Tewksbury, MA
Kevin Vitali answered:
IS 50 CENTS ON THE DOLLAR A REALISTIC BID FOR AN REO?
There are many variables that go into what to bid on a home. The first thing to determine is what is Fair Market Value(FMV) of that home. Fair Market Value is determined by finding at ... more
1 vote Share Flag Thu Sep 29, 2011 Foreclosure in 01824
Victoria Col…, Real Estate Pro in Chelmsford, MA
Victoria Collins answered:
Advertisement updates?
I just checked the MLS and unit 61 at 255 North Rd is still available. Association fee is $405. Asking price is 189,900. It qualifies for a Homepath renovation loan and Homepath financ ... more
0 votes Share Flag Mon Jul 4, 2011 Home Buying in Chelmsford
Andrew Kaknes, Real Estate Pro in Billerica, MA
Andrew Kaknes answered:
Does the westlands neighborhood fit the golden adage Location! Location! Location!
Rummus,

I don't know if you've bought something yet since you asked this question many months back but I thought I would add some input. Firstly, I grew up in the Westlands ... more
0 votes Share Flag Thu Jun 9, 2011 Home Buying in Chelmsford
Louis King R…,  in 02472
Louis King Real Estate answered:
Raised ranch versus ranch
This is an important question. I own a ranch home, so I have personal experience/bias regarding ranch homes.
I've just put some of my thoughts about ranch style homes in my blog: ... more
0 votes Share Flag Mon Feb 14, 2011 Home Buying in Chelmsford
Jessica Hood…, Real Estate Pro in Gambrills, MD
Jessica Hood & Laura Roskelly answered:
What features are in demand in the starter homes/downsizing home buyers?
I'm with Jerry on the updated kitchen and baths. Plus large bedroom sizes and kitchens.
0 votes Share Flag Mon Feb 7, 2011 Home Buying in Chelmsford
Sharleen Dav…,  in Burlington, MA
Sharleen Davis,J.D. answered:
can I compromise dining room for bigger rooms or kitchen space?
As the others have stated, it really depends on the particular house and the buyer's needs. That said, generally speaking, I would venture to say that buyers might prefer a bigger ... more
0 votes Share Flag Sun Feb 6, 2011 Home Buying in Chelmsford
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