The good news is it doesn't matter if you're a first time home buyer or not because Chatham, IL is an area that's eligible for the No Money Down USDA mortgage.
One of ... more
The tax credit you are referencing was not available in 2011, it expired in April of 2010. There are, however, many tax incentives/deductions for homebuyers. You can deduct:
There are many buyers with the same thought process as you...There certainly are tremendous deals out there considering the current market. Your best bet is to align yoursel ... more