Yes! FHA allows lenders to approve loans with a 580 credit score. A good site to go to get connected with a reputable lender that offer loans with poor credit is, The Lenders Network. If anyone can get you approved for a loan they can..... more
The best way to find out if it needs to be changed or has been change in eaton county is to go to barry/eaton county web site and then go to tost. This will be the most current information on the septic system. Eaton county mandates inspections, so they would have this on file.... more
Ask your Realtor to find out about the property. If it's been opn the market for more than ayear you have to find out why. Maybe they don't really want to sell they just like to have nice people come through and admire their home. But if you find out that they do want ot sell really what do they want? If it's more than market value and you want the property you can pay it. It doesn't ahve to be based on what you can afford, it's based on what do they want for it and what are you willing to pay for it.
The probability of the seller acceptinig an offer for less than what they are asking depends completly on theri motivation, that's what your Realtor needs to find, their motivation.
Good luck... more