It depends on the lender and the loan program.
1) FHA - Most lenders want a 620 or better score but some of us will go down to a 580.
2) VA - Same as FHA
3) US ... more
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CEO & SR Credit & Mortgage Consultant of
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These goals will provide you with the model for long-tiime success with homeownership a ... more
This strategy used to work a few years ago. Lenders are now stricter. Best way to establish credit for yourself is to get one or two secured credit cards (if you can't g ... more
Did you find a lender yet? If not, we have some ideas for you. One of the most important things you must have to qualify for a loan to Buy a Home in Charlotte, NC or ... more
You can qualify for a mortgage with a credit score of 612. The mortgage broker I use does not care if you are gettign a $5000 loan or a 500,000 loan. He will do all types ... more
The absolute best site to go to is www.AnnualCreditReport.com and not with the "my free" at the beginning. This website is run 3 of the major credit vendors. Y ... more