It depends on whether or not you meet the rest of the VA requirements like debt to income ratios & residual income requirements.
What you need to do with your cu ... more
It depends on the lender and the loan program.
1) FHA - Most lenders want a 620 or better score but some of us will go down to a 580.
2) VA - Same as FHA
3) US ... more
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CEO & SR Credit & Mortgage Consultant of
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These goals will provide you with the model for long-tiime success with homeownership a ... more
This strategy used to work a few years ago. Lenders are now stricter. Best way to establish credit for yourself is to get one or two secured credit cards (if you can't g ... more
Did you find a lender yet? If not, we have some ideas for you. One of the most important things you must have to qualify for a loan to Buy a Home in Charlotte, NC or ... more
You can qualify for a mortgage with a credit score of 612. The mortgage broker I use does not care if you are gettign a $5000 loan or a 500,000 loan. He will do all types ... more