A qualifying credit score can depend on what type of loan you want so it can be anywhere from 580-640. If you are seeking an FHA loan the usual minimum is around 620 but I can give out loans with credit scores as low as 580. Also for a VA loan I can give out one of these for a credit score as low as 560. Lastly, for a conventional loan I do scores as low as 620. If you are seeking a loan I would recommend speaking to a lender like myself. I would be more than willing to speak with you so I can try to help you out.
Well I hope this helps! If you have any further questions or if you need a loan, feel free to contact me. Also, if you found this helpful please leave me a recommendation if you can!
Brian Nguyen Sr.
NMLS # 659743