Find an agent that is willing to listen to your needs and is knowledgable of the area in which you desire to purchase. Sometimes being set up on an automatic notifier by a Realtor of properties in your desired category are helpful and that way you are able to choose from the list yourself.
Realtor and Insurance Agent
Most residential leases are going to require a year or more on the lease term. I would suggest trying apartment complexes in those zip codes. Many apartment complexes will lease short term, however there will be a significant upcharge on the rent. Hope this helps...V... more
There may not be a list of all abandoned homes as most banks do not even know a home may be vacant. You can easily fond a list of what is for sale through any agent, When looking for bank owned homes, you shoulod hire an agent that is well experienced with bank owned homes to get proper guidance.... more
In recent months since the financail problems with Fannie Me and Freddie Mac, the Texas Real Estate Commission has decided that it is not a great idea to have agents write lease to own contracts. The main reason being is that most people will live there for awhile and then vacate once the lease is up and leave the owner holding the bag. In order to do a lease to own properly, you will need the assistance of a real estate attorney which makes it cost prohibitive for the seller and you as well. Interest rates are low right now and you should be considering purchasing before the rates go up. If your credit is bad, then consider waiting until your credit improves and make a move then.... more
Work with a Realtor. They can narrow the search by financing terms to include 'owner financing" Usually a downpayment is required. Credit history is not important. Keep in mind that the interest rate will be higher than conventional financing. Also, you may want to consult with a real estate attorney when you are ready to buy. Also, you can try Craigslist, they usually have for sale by owner that may offer 'owner financing', just beware of scams!... more