Home Buying in Champaign : Real Estate Advice

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collwaltman2…, Home Buyer in 60477
collwaltman2003 asked:
The pictures for 911 Laura Drive in Champaign, IL do not match pictures for that address on any other sites. So, I am wondering the correct address for the pictures that are listed with 911 Laura Drive property. The property is very attractive and seemed worth more than the asking price which…
0 votes Share Flag Tue May 3, 2016 Home Buying in Champaign
Pintail, Home Buyer in Champaign, IL
Pintail asked:
Search criteria How can I make my search criteria cumulative - for example, I selected "farm/ranch" as search criteria along with a minimum 2-ac. lot size, but the results include urban 'ranch-style'…
0 votes Share Flag Thu Mar 3, 2016 Home Buying in 61822
Diana Hellman, Real Estate Pro in Larchmont, NY
Diana Hellman answered:
I would like to list my house for sale by owner. How do I do that? Thank you!
Only real estate professionals can post on Trulia. Try Zillow instead.
0 votes Share Flag Fri Aug 28, 2015 Home Buying in Champaign
Tony Grech, Real Estate Pro in Southfield, MI
Tony Grech answered:
Need advice on seeking a non-FHA loan for a condo.
In order to get by with a smaller down payment, the condo does not necessarily need to be FHA approved, however, it would need to be Fannie Mae or Freddie Mac approved. If it has this ... more
0 votes Share Flag Fri Mar 21, 2014 Home Buying in Champaign
Patty Harris…, Real Estate Pro in Naperville, IL
Patty Harrison answered:
I really would love my own home someday. I was wondering, since my credit score is not the best (less than 600) would it be a waste of your time.
Hello:

I am a local mortgage broker and would be happy to help you get pre-qualified. We work with over 30 lenders to help you get the best possible financing. We have residential, c ... more
0 votes Share Flag Wed Feb 5, 2014 Home Buying in Champaign
Annette  Law…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
Why cant I get a short two year home loan for 19000?
Wells Fargo just financed a $17,000 condo purchase in a community that was a land lease.
That credit history can be the problem. I NEVER like sending anyone to Wells, BofA or chase. - ... more
0 votes Share Flag Mon Jan 27, 2014 Home Buying in 61820
Jesse Stauff…, Real Estate Pro in Champaign, IL
Jesse Stauffer answered:
Can international student with F-1 visa get mortgage approved?
Maryam,

It is possible to do. The first thing you should do is talk to lenders and get approved. If you wish I can give you a list of lenders in the area. Also, sitting down with ... more
2 votes Share Flag Tue Jan 7, 2014 Home Buying in Champaign
Nate Evans, Real Estate Pro in Champaign, IL
Nate Evans answered:
I am buying a home in Champaign, Illinois which was built in 1985.Do I need to worry about asbestos?
This answer may find you late, but could help another individual. In 1989, the Environmental Protection Agency issued a final rule that banned almost all products that contained asbesto ... more
0 votes Share Flag Fri Nov 15, 2013 Home Buying in Champaign
Nate Evans, Real Estate Pro in Champaign, IL
Nate Evans answered:
Does trulia screen or confirm that owners who list on trulia are actually the owners of the property the are listing?
I would have to agree with Scot and Annette. We consistently get calls from renters that are under the impression that the property is for rent, when actually the property is only avai ... more
0 votes Share Flag Fri Nov 15, 2013 Home Buying in Champaign
Ashley Pimen…, Real Estate Pro in Lombard, IL
Ashley Pimentel answered:
I'm a veteran and have poor credit. I'm wondering if I would be able to get a mortgage to purchase a mobile home?
Thank you for your service. I am a loan officer who works with over 40 lenders. For VA loans we go down to 500 fico scores. To find out if you're able to get pre-appproved, I will have ... more
0 votes Share Flag Thu Oct 31, 2013 Home Buying in 61820
Bill Eckler, Real Estate Pro in Venice, FL
Bill Eckler answered:
negotiating for the price
yel...

2004 was a different "life time" in terms of real estate and the market was flooded with foreclosures that were increasing daily. The economy was in the "crapper" and many peo ... more
0 votes Share Flag Sat Oct 26, 2013 Home Buying in Champaign
Cindy Yim, Real Estate Pro in CHAMPAIGN, IL
Cindy Yim answered:
Do I need an attorney besides real estate agent to make an online offer on foreclosed properties?
Yes, you will be glad to hire the attorney for your purchasing.
Good luck~!
0 votes Share Flag Sat Oct 26, 2013 Home Buying in Champaign
Cindy Yim, Real Estate Pro in CHAMPAIGN, IL
Cindy Yim answered:
Can I afford to buy a house, and if so, how much?
Yes, there is always a chance since there are properties which are less expensive.
You may talk to your lender of your choice and find it out different grant according to
the city or ... more
0 votes Share Flag Sat Oct 26, 2013 Home Buying in Champaign
Cindy Yim, Real Estate Pro in CHAMPAIGN, IL
Cindy Yim answered:
How much can i expect to pay in closing costs for a $150,000 house in Champaign-Urbana, IL?
It all varies according to the lender so you may shop around several banks.
0 votes Share Flag Thu May 2, 2013 Home Buying in Champaign
Patty Harris…, Real Estate Pro in Naperville, IL
Patty Harrison answered:
can i get a fha loan with 4% down and a credit score of 650?
Hello:

I am a local mortgage broker and would be happy to help you get pre-qualified. FHA only rquires 3.5% down or depending on the home you find it may qualify for the $100.00 dow ... more
0 votes Share Flag Tue Feb 12, 2013 Home Buying in Champaign
Sonja Tani, Real Estate Pro in SNELLVILLE, GA
Sonja Tani answered:
i want to buy a mobile home for 22,000 and i want to know how to get a big enough loan to buy it with bad credit.
Hi Sweetbean,

You're talking about buying a Mobile Home. May I assume that it is already on a foundation and includes the land. If that is the case and you have sufficient down pay ... more
0 votes Share Flag Thu Dec 6, 2012 Home Buying in 61820
Jennifer McL…, Real Estate Pro in Champaign, IL
Jennifer McLennand answered:
can you get a fha loan with no money down in illinois?
Shannonlee, all the replies from fellow brokers have been excellent! I cant add much more other than to say, you need to consult w your lender and your realtor to help assist you throu ... more
0 votes Share Flag Wed Aug 15, 2012 Home Buying in 61822
Mike Cross, Real Estate Pro in Champaign, IL
Mike Cross answered:
Is it wise to buy a house of 7 years old?
Age has nothing to do with the value of a home. Condition is what matters most and of course what is around it. Are the homes well kept, is the condition of the home well kept or are yo ... more
0 votes Share Flag Sat Jun 30, 2012 Home Buying in Champaign
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