Financing in Champaign : Advice

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Sandy Thomps…, Real Estate Pro in 60061
Sandy Thompson Girolami answered:
can I get a loan for no money down with 580 credit score?
Some lenders, mine included, will consider a 580 credit score but only with 10% down. Don't know to many that will touch it otherwise. You will pay a much higher interest rate though ... more
0 votes Share Flag Tue Jan 20, 2015 Financing in 61820
Sandy Thomps…, Real Estate Pro in 60061
Sandy Thompson Girolami answered:
I have EXCELLENT credit (around low to mid 700's) but no money for a down payment. What can I do?????? I'm SOOO tired of waisting money on my apt.
I would be happy to take a look at your situation. What price range are you looking to purchase in? You do need to show some money in the bank in order to purchase a home.

I would ... more
0 votes Share Flag Tue Jan 20, 2015 Financing in 61820
Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
How do I buy a (Nice) home with NO money down?
Save up for the down payment.
0 votes Share Flag Wed Dec 24, 2014 Financing in 61820
Patty Harris…, Real Estate Pro in Naperville, IL
Patty Harrison 630-854-3459 answered:
What is 5/1 ARM?
Hi Mom:

FHA, VA and conventional loans all have 5/1 programs. They are loans amortized over 30 years; but are only fixed for the first 5 years and then will adjust every year therea ... more
0 votes Share Flag Wed Sep 10, 2014 Financing in 61821
Jennifer Mcl…, Real Estate Pro in Champaign, IL
Jennifer Mclennand answered:
Home Equity Loan expert(s)?
Kleo,
If you are going to use a Home Equity Loan, you would be going thru your lender/bank where you hold the 1st mortgage. The amount of money available to use via a home equity loan ... more
1 vote Share Flag Thu Jul 25, 2013 Financing in Champaign
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