Financing in Carlsbad : Advice

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1mikemichelle, Home Buyer in San Marcos, CA
1mikemichelle answered:
Jumbo refi eligibility in San Diego county question???
How big is the loan/loan size? I'm a mortgage lender of 25 years. Also have a jumbo investor with good rates that is less fico driven

0 votes Share Flag Sat Aug 30, 2014 Financing in 92010
Daniel Lehman, Real Estate Pro in San Diego County, CA
Daniel Lehman answered:
We're interested in a $1,300,000 house in San Diego. We have high credit scores & can make the monthly payments. Is there a 10% jumbo loan?
If you have a large amount of assets, there is a better option.

We can do cross collateralizatiin, pledging, and other specialty type lending that will get you there...
0 votes Share Flag Sat Jul 9, 2011 Financing in 92009
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
Does it hurt your credit if you get denied for a home loan?
President: John C. Manson
I'm a RE broker but not a lender. However, you would be wise to contact John Manson below. He's a long time SD native (San Diego High, USD graduate ... more
0 votes Share Flag Fri Mar 18, 2011 Financing in Carlsbad
David Hill, Real Estate Pro in 92011
David Hill answered:
Who are good lenders in this area?
I have enjoyed excellent service from Coldwell Banker Home Loans, Wells Fargo, and W.J. Bradley. If you want specific referrals, just contact me, 760-902-3622, and I will tell you the ... more
0 votes Share Flag Wed Mar 16, 2011 Financing in Carlsbad
Christopher…, Real Estate Pro in Michigan
Christopher Snape answered:
I have a 850K jumbo loan, that I got with no downpayment, at 6% interest. Is it possible to refinance with a different lender at a lower percentage?
Hey Alex,
I know this post is quite old now and you would have arranged something already and you've certainly had a lot of people respond here for you which has certainly given y ... more
0 votes Share Flag Fri Feb 11, 2011 Financing in Carlsbad
Aaron Roth, Real Estate Pro in Solana Beach, CA
Aaron Roth answered:
How flexible are builders on new home prices in the $1M range in La Costa?
Hey Robert,
Builders along with sellers in general are offering flexibility and incentives in this buyers market. Call me anytime and we can discuss the opportunites in this market pl ... more
0 votes Share Flag Sun Oct 10, 2010 Financing in Carlsbad
Mark and Kari…, Real Estate Pro in San Diego, CA
Mark and Kari Shea answered:
Gross vs Net for financing...
Hi Matt,

The best rule of thumb is to talk to your lender with questions related to your specific situation.

Best regards,

Mark and Kari Shea
Real Estate Experts Serving San D ... more
0 votes Share Flag Tue Jan 12, 2010 Financing in Carlsbad
Kevin, Other/Just Looking in Texas City, TX
Kevin answered:
Is it really possible to use the tax incentive as a down payment for FHA loans?
you can contact hope it helps you...
0 votes Share Flag Mon Jul 27, 2009 Financing in Carlsbad
Harrison K.…, Real Estate Pro in Newport Beach, CA
Harrison K. Long answered:
Where is the most expensive real estate in the United States?
There's a home now for sale and listed on SOCAL MLS at Corona del Mar, South OC, CA, with asking price of $75,000,000. Beautiful home.

0 votes Share Flag Tue Nov 11, 2008 Financing in Carlsbad
Sarah Dupree…, Real Estate Pro in Carlsbad, CA
Sarah Dupree Realty answered:
Minimum down payment for $1M home in Carlsbad

From what I hear 25% is the new standard. However, new construction can be a little different. Often the builder has deals with the lenders and may be able to get you in th ... more
1 vote Share Flag Sat Aug 23, 2008 Financing in Carlsbad
James Baker, Real Estate Pro in 92008
James Baker answered:
I have about 40k in credit card debt. I just sold my home and am now renting a condo. The owner wants to get
Hi Robert! That's all good information that Ntfeldman gave you. You have already owned and sold a home so I bet you may have known some of those answers already.

I live and work i ... more
2 votes Share Flag Sun Jan 27, 2008 Financing in Carlsbad
Kristal Kraft, Real Estate Pro in Lone Tree, CO
Kristal Kraft answered:
What is the best incentive you have seen for the buyer of a home?
Cash incentives are not legal. Builders give good incentive packages, but they are tied to "upgrades" and the buyer must use the builder's lender. All of a sudden the great deal might ... more
0 votes Share Flag Mon May 21, 2007 Financing in Carlsbad
Kaye Thomas, Real Estate Pro in 90266
Kaye Thomas answered:
How do I find the best deal on a mortgage?
Contact brian brady.. he really knows his stuff
2 votes Share Flag Mon Apr 23, 2007 Financing in Carlsbad
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