Your best bet would be to talk with a bank that does business in your home country as well as the U.S. The best international bank I've dealt with has been Scotia Bank/Bank of America. If your country has a Scotia Bank, you should speak with them about the U.S. re-fi.... more
I would contact the bank that you keep your American funds in. They will know your situation best. Also, the current lender may be willing to look at your loan and do a re-write without refinancing. It is worth an ask - especially if you have equity.
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Good luck hooking your wagon to someone with his credit score. Hope you truly know all the reasonings as to why and how he got there . Since you aren't married, you need to protect yourself by being VERY careful during this process if you proceed to buy a home.... more