Effective May 1, 2014, all buyers of older properties (“pre-FIRM”) will see a premium rate reduction under the Homeowner Flood Insurance Affordability Act of 2014. Instead of jumping to “full
Hi Joseph! The one important thing you should know, is that FEMA is likely to increase Flood Insurance rates significantly by the Fall of this year. Given the cost, sadly, of so many recent natural disasters, the program is/has run out of money. Whomever you speak with (insurance agent) be sure to have them address this looming issue. Ones' property could be off-water but in a flood zone. The elevation height of the property is the key. The 33991 area does have the barrier islands and preserve to help and most of the homes are newer (usually higher in elevation, but your best call would be to an insurance agent. Bon chance!
Victoria Yereance, RE/MAX Realty Team, 239-823-6917
Florida Statute 627.0629 requires that property insurance include hurricane coverage, both residential and commercial. The coverage includes damage that occurs during a windstorm in a hurricane, such
How you plan to use your home does effect the type of policy you will need to be covered properly. Yes, please be upfront and honest with the insurance agent about how the home will be used to ensure you will be covered if something happens in the future.
I can point you in the right direction if you are in need of a good insurance agent to contact.
Is it time to consider earthquake insurance?By DAVID PITT, AP Personal Finance Writerâ€“3 hours ago Earthquakes and California go together. Or at least that's what most of the country thought until
If a part time resident lives in a gated community, yourÂ insurance rates may be lower.Â Â Check with your insurance agent for accurate rates.Tips for Homeowners Insurance in south Florida:http:
Are you looking for a home? Before deciding which house to buy, think about your lifestyle, your current and anticipated housing needs, and your budget. It's a good idea to create a prioritized list