Financing in Canton : Real Estate Advice

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Chris Stumba…, Other/Just Looking in 43068
Chris Stumbaugh answered:
I am looking for a loan to purchase a home I have been renting for 4.5 years. $$ not an issue. Credit score poor.
My advice to you

Beware of scammers promising you a loan for a fee
This is not legitimate

You will need to improve your credit scores to purchase and most loan officers can advis ... more
0 votes Share Flag Thu Jul 9, 2015 Financing in 30114
Scott.haney, Home Buyer in Peachtree City, GA
Scott.haney answered:
I have a 4 year old foreclosure and a FICO around 620. Is there any way for me to finance a 15 piece of land for $200,000 with $40,000 down?
Hello Nick- First off, congratulations on turning your situation around!! I would be happy to speak with you about your options. I have an office in Woodstock Ga. off of HWY 92 in Chero ... more
0 votes Share Flag Thu Jul 9, 2015 Financing in 30114
Terrie Cummi…, Real Estate Pro in Woodstock, GA
Terrie Cummings answered:
I would like to buy a piece of property currently priced around $87,000.
Hi B. Stana,

The best type of loan would be a Construction Loan would include the land and the home you plan to build. There are a few hoops you have to jump through to get this loa ... more
0 votes Share Flag Mon Aug 4, 2014 Financing in Canton
Molly McGrory, Real Estate Pro in Watersound, FL
Molly McGrory answered:
Do I have to put my wife on the mortgage, or can I just use my name?
Only the person the mortgage is on the hook for the payments, however you could quit claim her on the deed so that she owns the house but without being part of the debt therefore if you ... more
1 vote Share Flag Wed Jan 23, 2013 Financing in Canton
Marc D'Angelo…, Other/Just Looking in Roswell, GA
Marc D'Angelo - Lender answered:
Will opening a new line of credit be beneficial or detrimental?
Opening a new line of credit should only be done in limited instances. If you need to establish credit then it makes sense. If you are trying to improve your credit you maybe better off ... more
0 votes Share Flag Wed Jan 23, 2013 Financing in 30114
Stephen Mear…,  in Atlanta, GA
Stephen Mearman answered:
If I bought a foreclosure valued at 20% more than the selling price, would I be able to buy it with no money down and use the 20% equity to avoid PMI?
Jenny D,

The true value of the home once bought will be the purchase price. As a result any lender will go of the lower of the appraised value or purchase price to determine the val ... more
0 votes Share Flag Thu Jul 28, 2011 Financing in Canton
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