I was just looking through old post and I noticed yours. If you were not able to refinance at the time of the post, I can certainly help you out now. You can call me at 408-352-5147 or email me at AGreer@themortgageoutlet.com. You can check us out at http://www.TheMortgageOutlet.com. I will look at your situation and present you with some options.
Russell, Turn Key Mortgage spoke this morning about a 10% down conventional loan which they now have available. FHA is 3.5% down, there are some HOmePAth.com homes available for 3% down. If you are first time home buyer and low income I have a spread sheet of local programs with down payment and equity share options.... more