Financing in California : Real Estate Advice

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Radlerjeff, Home Buyer in Ludlow, MA
Radlerjeff answered:
I am foreign buyer (US citizen) and I want to buy condo around $200,000 and downpay 50%.
The easiest way to buy a mortgage is from a credit union, simply because they offer competitive rates, good facilities, in-branch and 24/7 banking services, member benefits, etc. You ca ... more
0 votes Share Flag Yesterday at 7:39pm Financing in 90012
mrssandratho…, Other/Just Looking in San Jose, CA
mrssandrathomson.es answered:
Loan after short sale
i work under San Isidro Multi Co operation Loan Lending Company. It's a new company right here in Philippines and we have been able to broaden our scope over this few years. we have our ... more
0 votes Share Flag Yesterday at 1:04pm Financing in 95818
Dontwanttodi…, Home Buyer in San Jose, CA
Dontwanttodisclose31415 asked:
Is 5% down payment possible for an house in range $900k-$1.2million Hi,

Here are the details:

County: Santa Clara, CA
House prices (range we are looking for): $900k to $1.2mn
Married couple, both working in stable jobs, and both have excellent credit…
0 votes Share Flag Fri Jul 22, 2016 Financing in Sunnyvale
Harriscoldwi…, Home Buyer in Los Angeles, CA
Harriscoldwilson answered:
Have a house in Moreno Valley CA fully paid off wants to use it to get line of credit with stated income.
My name is Harris willson,CEO Runzi loan firm i offer 2.5% loan to support you get a house of your choice.contact me personally with this email. harriscoldwilson@outlook.com
0 votes Share Flag Mon Jul 18, 2016 Financing in Los Angeles
Harriscoldwi…, Home Buyer in Los Angeles, CA
Harriscoldwilson answered:
I am foreign buyer and want to buy condo around $330,000 and downpay 30% then need loan. who can help me?
My name is Harris willson,CEO Runzi loan firm i offer 2.5% loan to support you get a house of your choice.contact me personally with this email. harriscoldwilson@outlook.com
0 votes Share Flag Mon Jul 18, 2016 Financing in 90012
Harriscoldwi…, Home Buyer in Los Angeles, CA
Harriscoldwilson answered:
I have a mortgage through Chase and interested in refinancing. Please advise or call 3104414266
My name is Harris willson,CEO Runzi loan firm i offer 2.5% loan to support you get a house of your choice.contact me personally with this email. harriscoldwilson@outlook.com
0 votes Share Flag Mon Jul 18, 2016 Financing in 90024
Arpad Racz, Real Estate Pro in San Jose, CA
Arpad Racz answered:
How do I find properties where owner will carry the loan?
Hi,

Our local Multiple Listing Service has properties where they indicate SMC 1st (Seller may carry a first loan), SMC 2nd, and other indicators. I can search our local MLS (in the S ... more
0 votes Share Flag Sat Jul 16, 2016 Financing in Woodland Hills
Rodney_books…, Home Buyer in Palm Springs, CA
Rodney_booksllc answered:
What loan companies offer US mortgages to Canadians?
hi everyone I am April Adams, i work as a personal private/hard money lender. i also specialize in wholesale, rehab and other house deals. Email: rodney_booksllc@yahoo.com
0 votes Share Flag Fri Jul 15, 2016 Financing in Palm Springs
Segaran Loge…, Home Buyer in Sacramento, CA
Segaran Logeswaran asked:
Refinancing after Bankruptcy I filed for Bankruptcy in July 2011 after failing in a fast restaurant business. I have a steady job. I am managing my finances good, have good amount of savings now. BofA modified my mortgage…
0 votes Share Flag Thu Jul 14, 2016 Financing in 95630
Sportsed99, Home Buyer in Bristol, CT
Sportsed99 answered:
If I receive social security disability (not ssi), will the lender ask me to furnish proof that my disability is permanent? If so, what should I do?
No one has a crystal ball, whether you're able to work or not. Unless someone has an employment contract that extends for a certain duration, we're all subject to finding ours ... more
0 votes Share Flag Thu Jul 14, 2016 Financing in 92394
Chelsiepaige…, Home Buyer in Palm Springs, CA
Chelsiepaige23 answered:
Who can do construction loan in California,singal family Owner occupay prefer wholesale?
I recently just completed a transaction with Home Street Bank in San Diego for my construction loan, smaller bank based out of Seattle. I have refinanced my home, and done a previous co ... more
0 votes Share Flag Fri Jul 8, 2016 Financing in Palm Springs
GBear, Home Buyer in Houston, TX
GBear answered:
Is ANYONE offering a home construction loan for doctors at 80-100% LTV in California? Looking to finance $850K-1million.
Anyone offering home construction loans for doctors at 90% LTV in Texas, max $1M?
0 votes Share Flag Thu Jul 7, 2016 Financing in Folsom
Darlene Plym…, Home Buyer in New York, NY
Darlene Plymale asked:
Reverse Mortgage? How do I determine whether or not doing a reverse mortgage is right for me?

Are taxes different in doing a reverse mortgage?
0 votes Share Flag Thu Jul 7, 2016 Financing in Concord
Steve Mayer, Home Buyer in Healdsburg, CA
Steve Mayer asked:
I retired in 2001 and have lived off my life savings and investments since then.I have 50% equity in my home valued around $1million,I have 840 FICO. My retirement income is low so I cannot downsize or refi to reduce costs.What do you suggest I do?
0 votes Share Flag Thu Jul 7, 2016 Financing in 95472
Alex Trust, Home Buyer in Redondo Beach, CA
Alex Trust asked:
How can I take home sale cash from here to buy a parcel of land in Costa Rica? I missionary in Peru n all south america and experienced they dont have Am banks there and wont accept dollars cash there. Must be perfect new bills or wont even exchange at high rate pvt…
0 votes Share Flag Thu Jul 7, 2016 Financing in San Bernardino County
Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
Are there any brokers that use Freddie Mac guidelines for refinancing a home? I am looking for one. I am out of California. Thanks!
I can use either Freddie or Fannie,

Rich Littlefield
Sophisticated Financial
714-968-2500

License 287206 Equal housing lender
0 votes Share Flag Wed Jul 6, 2016 Financing in 91104
Hexlety, Home Buyer in San Francisco, CA
Hexlety answered:
How much should an origination fee on a new loan be?
New Home Purchase-My mortgage broker charged me Orgination comp of $7000 and Underwriter fee of $945 then gives me a credit of $6130 as lender credit. My loan is for $417K on a purchase ... more
0 votes Share Flag Mon Jul 4, 2016 Financing in San Francisco
Ryan Rudnick, Real Estate Pro in San Francisco, CA
Ryan Rudnick answered:
Looking for a mortgage broker with local expertise of the San Francisco real estate market and specifically TIC fractional loans.
I can definitely refer you to a few! Sterling is one of the more popular banks that specializes in this type of loan. Let me know if you'd like a recommendation/referral to someone I'v ... more
0 votes Share Flag Sun Jul 3, 2016 Financing in San Francisco
Steve Snyder, Real Estate Pro in Los Angeles, CA
Steve Snyder answered:
Seeking re-finance hard money trust deed mortgage on property.
We have great hard money and private money options. Fill out an application on our site. We've been lending since 2004 and have a unique pool of investors. We'd love to help you when yo ... more
0 votes Share Flag Thu Jun 30, 2016 Financing in Butte County
Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
What is a good rate right now for a 30 year fixed, refi with a $50,000 cash out. Credit score of 740.
As of today, 6/30/2016 my 30 year rate with no lender fees is 3.25APR and my 15 year rate is 2.375APR

I am usually one of the lowest and I close very quickly and easily as possible ... more
0 votes Share Flag Thu Jun 30, 2016 Financing in 95403
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