Financing in Butte : Advice

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Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
What does it mean when the bank says "your loan is being underwritten today"? thanks, k
That's good.

As Sally explained, that means they're reviewing your entire loan application. Typically that's done by an "underwriter." He or she goes through ... more
0 votes Share Flag Thu Jun 23, 2011 Financing in Butte
Red_as_copper, Home Buyer in Butte, MT
Red_as_copper answered:
When does FHA require a home to be reappraised? Bank just called to say I need another apprasial even though I paid for one less than 30 days ago.
After speaking with the lender again today, they are sticking by their guns and telling me it is an FHA requirement. He even went so far as to tell me the FHA underwriter didn't u ... more
0 votes Share Flag Tue Dec 28, 2010 Financing in 59701
Daniel, Other/Just Looking in Baton Rouge, LA
Daniel answered:
What are the costs associated with a 203k streamline loan? I am buying a house for $176,500 and am under the $15k reno cost.
LOL, well since Wells is one of only a hanfull of banks offering 203K loans, be thankful
0 votes Share Flag Tue Nov 23, 2010 Financing in 59701
Rudy R. McDo…, Real Estate Pro in Bloomfield Hills, MI
Rudy R. McDowell answered:
Second-time homebuyers stuck in a 203k streamline situation. We had a home inspection, and were told we'd never get a conventional fha loan.
If actual appraisal states no needed repairs, why can't your lender/LO just flip you into a standard FHA loan? Should just be a simple matter of generating and signing new loan ... more
0 votes Share Flag Tue Nov 23, 2010 Financing in 59701
Celia Butler, Real Estate Pro in Chandler, AZ
Celia Butler answered:
Can anyone help me with FHA 203k loan questions?
Hi there ...
so sorry for your situation. Wells Fargo, in my opinion, is one of the worse in closing times. I as a mortgage broker, and lender in all 50 states, have the ability to ... more
0 votes Share Flag Mon Sep 27, 2010 Financing in 59701
Red_as_copper, Home Buyer in Butte, MT
Red_as_copper answered:
we're under contract on a real fixer-upper, and we have an fha loan. what if the seller won't take care of items like the roof, or rotted?
Some of you mention the original "purchase contract" - are you referring to the buy/sell agreement? This is the third home I've offered on and in all of the transactions ... more
0 votes Share Flag Wed Sep 15, 2010 Financing in 59701
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