Best place to start is to hire an Exclusive Buyer Agent. EBAs only work with homebuyers and there is never a conflict of interest that will jeopardize your negotiating position. Visit www.naeba.org for a referral to an Exclusive Buyer's Agent in your area.
I've had a book published on Amazon called Buying a Home: Don't Let Them Make a Monkey Out of You. It will teach you how to buy a house without getting ripped off. It'll be the best $6 you've ever spent. Follow the link below.
Best of luck!
Hello. I see you are from Colonial Beach? It's nice down in Bumpass if you are interested in the low key life. Depending upon where you are looking. The Lake Anna area? Closer to 95?
Are you currently working with someone, an agent in helping you find a place? If not, I would love to talk to you further about what you are looking for.
Thanks for the message and have a great day!
Keller Williams Realty
Rent to own has the worst reputation of all real-estate deals, other than may-be a quit-claim deed to the to a local bridge. You should consider Owner financed, you at least can go through a title company and have some protection form liens, future sales, probate etc.... more