Home Buying in Buena Park : Advice

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Nicole Fedor…, Real Estate Pro in Santa Ana, CA
Nicole Fedorchek answered:
Need a house have bad credit and no money down
Hello-
Have you spoken to a mortgage loan officer yet? How bad is "bad credit"? And is your income verifiable and stable?
You would be surprised what you can qualify for - there are ... more
0 votes Share Flag Thu Jul 9, 2015 Home Buying in 90621
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
We went through a bankruptcy in 2009 and are now looking for options on buying our first home. What kind of programs are there available to help us?
Hello Tgunnnzzz, you will need to be pre-approved if you decide to buy and to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be ... more
1 vote Share Flag Tue Jul 7, 2015 Home Buying in Buena Park
Frank Abbade…, Real Estate Pro in Garden Grove, CA
Frank Abbadessa answered:
Are there FHA programs with 1/2% down? For real?........
There are many of these programs available. There are certain stipulations such as income requirements and debt to income ratio though I have had several clients take advantage of this ... more
0 votes Share Flag Mon Nov 17, 2014 Home Buying in 90623
Ali Qureshi, Real Estate Pro in Pleasanton, CA
Ali Qureshi answered:
What's a good down payment to have?
With FHA guidelines, you can qualify with as low as 3.5%. If you qualify under conventional guidelines you can put as low as 5% down payment. Qualify with a lender to understand all yo ... more
0 votes Share Flag Tue Jul 22, 2014 Home Buying in 90623
Ali Qureshi, Real Estate Pro in Pleasanton, CA
Ali Qureshi answered:
Buying after a short sale.
There are different programs available. FHA Hud guidelines are changes so You don't have to wait to buy after a short sale. Talk to a lender to qualify under new programs.
0 votes Share Flag Tue Jul 22, 2014 Home Buying in 90623
Kawain Payne, Real Estate Pro in Seal Beach, CA
Kawain Payne answered:
Home Prices in La Palma
No one can say for sure what the future of home prices will be. We can only act based on CURRENT conditions.

Rates remain at record lows, but lending guidelines are getting strict as ... more
0 votes Share Flag Thu Jun 26, 2014 Home Buying in 90623
Allen and To…, Real Estate Pro in Long Beach, CA
Allen and Tonia Flores answered:
Bought a home "as is" last oct, come january when i lived on the property, found out there's a bogus drainage setup, do i have a case against seller?
I noticed you are in Wisconsin and therefore laws and practices may differ from many of the California based answers. The following links may help you decide if you want to pursue the m ... more
2 votes Share Flag Sun Feb 23, 2014 Home Buying in Buena Park
Rosa Tena, Real Estate Pro in Anaheim, CA
Rosa Tena answered:
I am pre approved FHA for 150k....send listings please.
Hi Dan;
You did the correct first step, to be approved. I recommend you to see San Bernardino or Riverside Counties.
0 votes Share Flag Fri Jul 5, 2013 Home Buying in 90620
Michelle Gon…, Real Estate Pro in Los Alamitos, CA
Michelle Gonzalez answered:
Buying after a short sale?
I had 2 short sale sellers that sold 3 years ago buy this year (waiting period was 3 years). They bought FHA with the minimum 3.5% down. The minimum FICO score needed was a 640 mid scor ... more
0 votes Share Flag Sun Dec 9, 2012 Home Buying in 90623
Eden Lim, Real Estate Pro in La Habra, CA
Eden Lim answered:
I co-signed a car loan to my daughter and had a judgement against me. the judgement is paid off ,who can help me buy a house with a 15% down.
Here is the lady I always use in such cases. Evon 562.677.6700
0 votes Share Flag Wed Oct 24, 2012 Home Buying in 90621
Felix Hung, Real Estate Pro in Irvine, CA
Felix Hung answered:
I had forclosure in August 2009 can I purchase a home this year in September?
Srk55,

I do believe you can get a loan - based on the length of time since your foreclosure BUT, you really should talk to a qualified mortgage professional. There are more qualifica ... more
0 votes Share Flag Wed Oct 24, 2012 Home Buying in Buena Park
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
i had a short sale in feb 2010, can i buy again with a conventional loan? My mid-fico is 733 and my income is documented and have no debt.
Kyn, a minimum of 2 years is what is required on a short sale where there were late payments leading up to the short sale. You'll need 20% down, but if the short sale was due to documen ... more
1 vote Share Flag Wed Oct 24, 2012 Home Buying in Buena Park
Eden Lim, Real Estate Pro in La Habra, CA
Eden Lim answered:
i want to know if i can find a lender who will help me buy a house that is bet 60-50000 with 15%down and have fore closures d/t reters non payment.
Wouls you share your experience with us? Did find the lender or still need help?
0 votes Share Flag Fri Oct 5, 2012 Home Buying in 90621
Ted Canto, Real Estate Pro in Scottsdale, AZ
Ted Canto answered:
i lost my hoouse 3 years ago due to renters non payment an i learn a lesson. what i want to know if thee is a lender who is willing to help me buy a?
Theresa, Aaron is correct about the under $100k in OC.. That is near impossible but I do believe you can get an FHA after 3 yrs from the date of the foreclosure.
0 votes Share Flag Wed Sep 12, 2012 Home Buying in 90621
Shaukatali K…, Real Estate Pro in Katy, TX
Shaukatali Kadibhai answered:
how to compete with cash buyers?
If a cash buyer is an INVESTOR you will stand a better chance as an owner occupied house.
Your offer is all that matters meaning the cash offer may be a low ball.

Good luck.
0 votes Share Flag Tue May 15, 2012 Home Buying in Buena Park
John Accorne…, Real Estate Pro in Whittier, CA
John Accornero answered:
I want to move to North Buena Park within a month!!! Please help me out!
Dear Jong,
if you are still trying to figure this out...ask a Realtor who actually lives in the area...me. Only buy a home that is actually on the MLS or a for sale by owner....many t ... more
0 votes Share Flag Thu Jul 7, 2011 Home Buying in Buena Park
Glenn Gaspar, Real Estate Pro in Signal Hill, CA
Glenn Gaspar answered:
is the house located at 6897 sandburg drive in buena park ca 90620 in forclosure or not?
Hello Abby, This home originally had a Notice of Default January 14, 2010. Then the very first Notice of Trustee Sale was scheduled for April 21, 2010. Since then there have been fou ... more
0 votes Share Flag Thu Oct 21, 2010 Home Buying in Buena Park
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