Financing in Bronxville : Real Estate Advice

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Priscilla To…, Real Estate Pro in Bronxville, NY
Priscilla Toomey answered:
When is the best time to get pre-approved? I'm looking for a co-op or Condo in lower Westchester, not in a rush, but don't want to take a
Hi Maggie -- If you have decided who you will go to for your mortgage, getting a pre-approval before you start to shop for your new home is a good idea. The pre-qualification won't ... more
0 votes Share Flag Mon Jul 12, 2010 Financing in Bronxville
Eric Stein, Real Estate Pro in Bronxville, NY
Eric Stein answered:
I realize it will vary from co-op to co-op, but generally speaking, for the lower Westchester area--more specifically Scarsdsdale/Eastchester,
Most Co-op boards would like to see that you have 6 months of maintanence in resevers liquid. Other than that if, your debt to income ratio is low, and your credit schore is good, alon ... more
0 votes Share Flag Sun Feb 28, 2010 Financing in Bronxville
Robin Silver…, Real Estate Pro in Garden City, NY
Robin Silverberg answered:
I'm concerned about the financial health of the building I would be buying a co-op in. I rather get as much information before I go into
Although this is an older question, I will comment about what Mack has had to say.
With co-ops in NY, it is common for the buyer's attorney to ask for financials to be reviewed ... more
1 vote Share Flag Sun Feb 28, 2010 Financing in Bronxville
Christopher…, Real Estate Pro in Tarrytown, NY
Christopher Pagli answered:
What is the required down payment for most Bronxville co-ops? Do you need to put down 15% to get PMI for a loan or is 10% enough?
Hi, The down payment requirements for Bronxville do vary, the range is anywhere from a minimum of 10% up to 50%. I would say standard for the area is about 20% especially in the villag ... more
0 votes Share Flag Thu Dec 10, 2009 Financing in Bronxville
Priscilla To…, Real Estate Pro in Bronxville, NY
Priscilla Toomey answered:
what is the downpayment requirement for One Vincent Road, Bronxville PO?
The downpayment for 1 Vincent Road is 15%. With a downpayment of less than 20%, your lender will require you to pay for Private Mortgage Insurance (PMI), and at a coop such as 1 Vincent ... more
0 votes Share Flag Sat Aug 15, 2009 Financing in 10708
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