There really isn't a standard list of questions to ask while looking at a house. You should be interviewing lenders and buyer's agents to find professionals you click with. Your buyer's agent isn't there to answer questions about the house beyond maybe "Do you think this is priced fairly for the condition and location?" Their job is to get you into the house, to help you with negotiations if you submit an offer and to keep the other side moving through the transaction if they aren't on their game.
Your information about the house will come from your own viewing, a seller's disclosure, and the home inspections you pay for if you opt to submit an offer.... more
Impact of a lender checking your creitBased on the response I got to my last question it may be that I wrote my question wrong or the person that answered didn't understand the question. I know what a lender does and the
All the preapproval process does is let you know if a lender is willing to loan you money for a mortgage and how much they are willing to lend you. It does not affect your credit score. They'll also explain to you different financing options and their pros and cons. REALTORS ask for this letter beforehand so they are not wasting their time and money showing you properties that you cannot afford.... more
Yes, be completely honest because more times than not, it will come back to bite you. If you had issues with your home, buyers like to see that the problems have been resolved. Even if you think it is unimportant, note it on the disclosure. The more information, the better.... more