If your loan was an FHA, you need to wait minimim 2 years after the conclusion of the short sale.
For more information contact a reliable mortgage broker, they have acces to banks, private lenders and to many different financing programs.
The listing agent sounds as though they have implemented a program that works for them and prevents things from falling through the crack. Unfortunately the big picture was missed. We do business that we know, trust and can relate too. I believe you will be best served to list your home with an agent that you can build this relationship with. Good Luck...... more