Brea : Real Estate Advice

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Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
Can you do a short sale after foreclosure??
I am guessing you are using the wrong terminology, are you asking if after they have file a foreclosure, can you then do a short sale?

Once the foreclosure is finalized you would no ... more
0 votes Share Flag Fri Jul 22, 2016 Foreclosure in Brea
S2009, Home Owner in Los Angeles, CA
S2009 answered:
We are in the process of buying a short sale. Is there a way to make the bank move faster to approve our offer?
bribe agent, which bribes the bank. It's real! but don't be fooled by the fact that short sales don't always turn out to be the best deals. I say most don't (in neighborhoods that are i ... more
0 votes Share Flag Thu Jul 21, 2016 Home Buying in Brea
Walter 'Skip'…, Real Estate Pro in Brea, CA
Walter 'Skip' Kersten answered:
Is it possible for a home owner to put their home up for sale if they are going through a foreclosure? If so, how soon could the home be sold?
Good morning,
Yes, it is possible to sell the property during the foreclosure process. Depending on the circumstances, the sale may stop the process while the sale is completed. The ... more
0 votes Share Flag Thu Jul 21, 2016 Home Selling in Brea
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
Will I lose my Loan???? 2 Weeks before closing
Hello Megan, did you get your loan funded? You would qualify for an FHA loan with these types of issues with your job and school history.

Your qualifications will be determined by yo ... more
0 votes Share Flag Thu Jun 30, 2016 Home Buying in Brea
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
so we signed closing disclosure and when three days were up we were asked for another paper we fulfilled it and now lender pushed back closing
Hello Monica, did your lender get your loan funded? Do you need advice or assistance?

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist ... more
0 votes Share Flag Thu Jun 30, 2016 Home Buying in Brea
David Alex W…, Real Estate Pro in Newport Beach, CA
David Alex Wright Team Local-Experts asked:
So who is registered with SIRVA in Orange County?
0 votes Share Flag Tue Jun 7, 2016 Home Selling in 92821
John Burke, Real Estate Pro in ELK CITY, OK
John Burke answered:
I was recently denied my home loan by the underwriter just four weeks away from closing date. Now this was because of insufficient credit history
Hi Rcurtis,

You should get a 2nd opinion from another lender.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my ph ... more
0 votes Share Flag Tue May 24, 2016 Home Buying in Brea
Bethany Will…, Renter in 77396
Bethany Willis answered:
My landlord has been collecting rent and not paying the mortgage, so the home is going into foreclosure. Is she breaking the law by collecting rent?
*** I have a question related to this:
I signed a lease with a so-called property manager. Really just a glorified neighbor.
I have not once spoken to the landlord. Who has moved out ... more
0 votes Share Flag Wed Mar 2, 2016 Rentals in Brea
Richard Litt…, Real Estate Pro in Fountain Valley, CA
Richard Littlefield answered:
Is it ok for my mortgage lender to tell the seller I have more then enough money to cover a higher down payment?
When you hand them your qualification letter that says "if you have any questions please call." You pretty much gave them permission to call.

The fact that you have more money, does ... more
0 votes Share Flag Fri Feb 26, 2016 Home Buying in Brea
Susan Smith, Real Estate Pro in Pepper Pike, OH
Susan Smith answered:
What should I be aware of regarding (free) builder incentives?
It can be a good thing. You are getting $5000 to upgrade items that you would like and it is increasing the value of your home. Many new home builders give incentives to home buyers a ... more
0 votes Share Flag Fri Dec 18, 2015 Home Buying in 92821
Nicole Fedor…, Real Estate Pro in Santa Ana, CA
Nicole Fedorchek answered:
mortgage company denied loan at closing do problems with the property do sellers get to keep my earnest money?
That depends on a few factors
1- were contigencies removed ?
2- Did the sellers withhold information about the property?
3- What does your contract say?

This question is best ... more
0 votes Share Flag Tue Oct 13, 2015 Home Buying in Brea
John Burke, Real Estate Pro in ELK CITY, OK
John Burke answered:
First time buying a home. Military family. What are steps we need to take?
Hi Rae,

The first thing you need to do is contact a lender and get pre-approved for a mortgage. Once you've been pre-approved you'll be given a pre-approval letter so you can start s ... more
0 votes Share Flag Wed Sep 30, 2015 Home Buying in 92823
Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
well is under family room floor can this go usda?
Now there is a question as to where you are. It says Brea and Hanover PA. If Brea you may not get a USDA loan as the whole city is ineligible. Most of Hanover PA is not eligible either. ... more
0 votes Share Flag Tue Aug 18, 2015 Home Buying in Brea
Trisha Samse…, Real Estate Pro in Westlake Village, CA
Trisha Samseli answered:
I have decided to go into real estate, here in Southern California. Any advice on which school to go to? Online or in person. Either, plz.
I went to CBI in Canoga Park. LOVED IT! If you are in the area, definitely check it out. Armando Oliva is the instructor and he keeps it interesting. Otherwise, the material is dry.
0 votes Share Flag Wed Aug 5, 2015 Agent2Agent in 92821
Justin Tye, Real Estate Pro in Corona, CA
Justin Tye answered:
My son is buying his first home. The lender has stipulated that he HAS to take a Budgeting class costing HIM $100.00! Is this even LEGAL?
Hello kimj247,
As a first time buyer they shouldn't be making your son take a "budgeting class" and do you know where that money will be going towards? Just make sure that there isn't ... more
0 votes Share Flag Fri Jun 26, 2015 Home Buying in Brea
,  in
answered:
I applied for a hardmoney loan because i did a short sale,because we grown out of our home ,i told a lender i need to make sure i'm going to
Reliable communication with your lender is very important. Before committing to a lender it may worth the time to ask for previous clients of the lender to speak with and get an idea of ... more
0 votes Share Flag Thu Jun 25, 2015 Financing in Brea
Alex Greer, Real Estate Pro in San Jose, CA
Alex Greer answered:
How to report unethical practices of underwriters. Where may I submit a complaint.?
Underwriters report to know one. They require no licensing from the government. The only people you could report is the lender as a whole.

I do not check replies, so if you have a co ... more
0 votes Share Flag Mon Jun 1, 2015 Home Buying in Brea
angelinaball…, Other/Just Looking in Jerseyville, NJ
angelinaballerina answered:
Do I have any recourse against a lender that stated for 6 weeks that I was approved for my loan only to have the underwriter deny it at closing time?
'I'm in the same boat. Loan officer stated that my file went to underwriting on March 17th. On May 18th, I get an email from a newly assigned loan processor that tells me the loan is ap ... more
0 votes Share Flag Sun May 31, 2015 Home Buying in Brea
Conrad Hodgs…, Real Estate Pro in Brentwood, TN
Conrad Hodgson answered:
1st time home buyer... what is the recommended "1st steps" when starting the process?
Meeting with a loan officer is the first step so that you can collectively determine how much you can borrow. I recommend speaking with a few mortgage brokers before deciding. You wil ... more
0 votes Share Flag Tue May 26, 2015 Home Buying in Brea
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