Financing in Bothell : Real Estate Advice

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Toni Miller, Home Buyer in Jacksonville, FL
Toni Miller answered:
Mortgage loan with no credit history, but good job
Your probably curious under what conditions are needed qualify for a Florida home loan with no trade lines or no credit Score? Below, we have l ... more
0 votes Share Flag Fri Apr 10, 2015 Financing in Bothell
Renee Comey, Real Estate Pro in Lynwood, WA
Renee Comey answered:
Indian Home Loan (HUD) Calculator
I haven't been able to find a calculator for Indian Home Loan's either - I think as it is not as common of a loan type. The best tool would be to use a VA loan calculator as they also ... more
0 votes Share Flag Wed May 28, 2014 Financing in Bothell
Loralynn Wil…, Real Estate Pro in Bothell, WA
Loralynn Wilbur answered:
Iron Worker Home Loan
Hi Andee,
No as long as your spouse stays in the same line of work, that should not be a problem.
0 votes Share Flag Wed Sep 25, 2013 Financing in Bothell
GuyGuyko#,  in Detroit Golf, Detroit,...
GuyGuyko# answered:
how long do i have to wait after my house listing expires to refinance?
some lenders are 30 days some require 6 month it based on the lender
0 votes Share Flag Tue Sep 24, 2013 Financing in 98012
Mack McCoy, Real Estate Pro in Seattle, WA
Mack McCoy answered:
Do the home values generated from align with other estimates? I don't want to pay for an appraisal just to find out the value is much less.
Of course you don't, Randi, but the fact is that nobody in the industry pays any attention to the automated on-line "estimates," and that the only "estimates" that matter are the contra ... more
0 votes Share Flag Wed May 22, 2013 Financing in 98012
pdewinter55, Home Buyer in Daytona Beach, FL
pdewinter55 asked:
looking for a good mortgage broker in Daytona, FL. Trying to buy a home w/rental that covers the mortgage. I have almost no credit but a good job. I have been sick w/a congenital liver disorder for some yrs, finally on my feet again. I have issues w/student loans that lost control of during illness - getting this back on track. Working…
0 votes Share Flag Thu Oct 18, 2012 Financing in Bothell
Joe Jonart, Both Buyer and Seller in Seattle, WA
Joe Jonart answered:
hello. we are in an upside down mortgage. paid 464k for our house. we have an arm that is coming up in a few months. we owe 370k for our first loan
I am new to Trulia. Did you get this figured out. There are so many more options these days. I have a network of professionals, from Attorney's, to CPA's, to Real Estate Guru's who can ... more
0 votes Share Flag Wed Jun 6, 2012 Financing in 98021
David Haley, Real Estate Pro in Lynnwood, WA
David Haley answered:
PMI requirements
Having 20% down - congratulations!
To answer your quesiton with this type of downpayment you will not have PMI, unless you are looking at an FHA loan, not sure why you would wa ... more
0 votes Share Flag Fri Dec 16, 2011 Financing in Bothell
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
had a fire and I lost everything. I took the money I got from insurance co. and start building. I ran out of money to do the inside. Need finance
I responded to your other question, but I didn't know about your fire. Sorry about that. As I indicated in the other question, there are construction and rehab loans av ... more
0 votes Share Flag Mon Jan 10, 2011 Financing in 98011
Lew Corcoran, Real Estate Pro in Easton, MA
Lew Corcoran answered:
how long do i have to wait after my house listing expires to refinance?
It depends on the lenders. Some lenders require that you wait at least 6 months, while others will permit you to refinance in as little as 1 day after the house is taken off the market. ... more
0 votes Share Flag Mon Jun 14, 2010 Financing in 98012
Louwu,  in Irvine, CA
Louwu answered:
no cash mortgage(NCM) vs. @ par mortgage
Usually you want to pay par if you hold the mortgage past 2 years.

General rule of thumb. If you're planning on selling within 2 years, the no cost mortgage is probably* more c ... more
0 votes Share Flag Mon May 17, 2010 Financing in 98012
Craig Ballha…,  in Boise, ID
Craig Ballhagen answered:
at what point in rebuild of house after fire can we refinance
Once the house has a certificate of occupancy and the insurance comany has signed off. It would be like new construction
0 votes Share Flag Sun Sep 27, 2009 Financing in 98011
Joe Salcedo,  in San Jose, CA
Joe Salcedo answered:
after a house fire at what stage in rebuild can homeowner refinance that home to pay for rebuild
It seems that you are in need of money to rebuild the property. First option is to claim from the insurance
call them and get the estimated then 2. Refinace the property but the thing ... more
0 votes Share Flag Sat Sep 26, 2009 Financing in 98011
Chuck Kabis,…, Real Estate Pro in Naples, FL
Chuck Kabis, MRA, CMC answered:
Reasonable Loan Origination Fee?
I don't charge an origination fee. and i do not think any origination fee is reasonable, since most brokers /bankers get paid on the back end of the deal from the lender by charging yo ... more
0 votes Share Flag Sat May 23, 2009 Financing in 98021
Rhonda Porter,  in Seattle, WA
Rhonda Porter answered:
Quadrant Home Loan in Washington
The lender is your choice as the buyer. I recommend comparing GFEs to another lender who is not in the builders pocket (just for your piece of mind). I've written more about working ... more
0 votes Share Flag Thu Nov 22, 2007 Financing in Bothell
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