Home Buying in Bloomington : Advice

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Taylorboyle, Home Owner in Bloomington, IL
Taylorboyle asked:
what is driving home prices down in B-N? Latest home values for Bloomington-Normal, IL are down 8.8% this past year, yet unemployment rates are among the lowest in the state. Bloomington-Normal, IL home values continue to decline,…
0 votes Share Flag Wed Aug 27, 2014 Home Buying in Bloomington
Marco Amidei, Real Estate Pro in Libertyville, IL
Single Family Homes For Sale in Bloomington, IllinoisCurrently for SaleFor SaleAvg. ListMin.MaxAvg. DaysAll1$359,900$359,900$359,90033 bedrooms1$359,900$359,900$359,9003View All Single Family Homes For… Read more
Blogged Mon Jul 14, 2014 by Marco Amidei Home Buying
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Marco Amidei, Real Estate Pro in Libertyville, IL
East Gate, Bloomingdale, IllinoisAbout East GateEast Gate is a single family home community built in the early 2000's. East Gate is located in Bloomingdale, Illinois south of Lake Street (Route 20) and… Read more
Blogged Thu Jul 3, 2014 by Marco Amidei Home Buying
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Simon Campbe…, Real Estate Pro in Miami Beach, FL
Simon Campbell answered:
Do long driveway (65*25 feet) adds time to sell a house?
If a buyer likes his privacy then it may be just what they are looking for. What may make a long driveway sale difficult is if the driveway is shared or if it is an easement across anot ... more
0 votes Share Flag Thu May 22, 2014 Home Buying in Bloomington
Leah Bond, Real Estate Pro in Bloomington, IL
Leah Bond answered:
This site has an error in the way it calculates. It shows a 20% down but if one enters less down, the rates go down instead of up.
Hi Pam, I agree with the other agents, you should always try to speak with a lender vs using a calculator. However, the Trulia calculator should not have the problem you described.

... more
0 votes Share Flag Thu Feb 6, 2014 Home Buying in 61701
Nick Butzirus, Real Estate Pro in 61704
Nick Butzirus answered:
Looking for a mortgage in Central Illinois, where we can do 80/15/5?
Your very best bet really is MSI (Mortgage Services). They hand-pick their loan reps very carefully, and I have had great experiences with several of them. We (agents) deal with a LOT ... more
0 votes Share Flag Thu Feb 6, 2014 Home Buying in 61701
Leah Bond, Real Estate Pro in Bloomington, IL
Leah Bond answered:
who will finance a house for 55000 when you have a credit score of 612 in Bloomington Illinois??
I"ve also had great luck with Nathan Grojean and Illinois National Bank (309)557-0024. If he's not able to get the financing immediately, he has been great with helping my clients cre ... more
0 votes Share Flag Thu Jan 23, 2014 Home Buying in Bloomington
Nick Butzirus, Real Estate Pro in 61704
Nick Butzirus answered:
Is it possible to use only buses while in Bloomington and not have a car. If yes, where are the best places to look for houses to buy?
The local bus service for the twin cities has the system map publicly available. You can find it here... http://www.connect-transit.com/documents/Maps/New%20Maps%208-12-13/Connect%20s ... more
0 votes Share Flag Mon Jan 6, 2014 Home Buying in Bloomington
Ashley Pimen…, Real Estate Pro in Illinois
Ashley Pimentel answered:
We won't qualify for FHA but want to get into a home ASAP. Contract for deed?
I would be more than happy to see what I can do to get you pre-qualified. A lender approval depends on your income, liabilities, assets and your credit report. The credit score itself i ... more
0 votes Share Flag Mon Dec 9, 2013 Home Buying in Bloomington
Amanda Wycoff, Real Estate Pro in Bloomington, IL
I have gotten this question a lot lately: "Is it a good time to buy in the winter? Everyone seems to buy in the spring and summer!" My answer is this: It is absolutely a great time to buy! Rates are still… Read more
Blogged Thu Dec 5, 2013 by Amanda Wycoff Home Buying Financing Property Q&A
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Mike Hutson, Real Estate Pro in Bloomington, IL
Mike Hutson answered:
My husband and I are looking to purchase a house in the near future. We are only 20. How can we go about doing this?
Use a local lender with in house underwriting. Depending on your credit and debt to income ratio's will determine what type of loan you will qualify for, also the amount down you are a ... more
0 votes Share Flag Tue Dec 3, 2013 Home Buying in Bloomington
Synthia Noble, Real Estate Pro in Crete, IL
Synthia Noble answered:
Im looking at a house that the bank owns do I need a realtor?
a buyer's agent can help you through the quagmire of buying a bank owned property. best part, since seller's typically pay the realtor commissions, the high level of service doesn't co ... more
0 votes Share Flag Mon Dec 2, 2013 Home Buying in Bloomington
David A. Usi…, Real Estate Pro in Bloomington, IL
David A. Usiak answered:
I am looking for temporary pet friendling living in Fort Collins, Colorado, until I get accustomed to the area and decide where I want to live.
Hello Paula.
I am not familiar with the Ft. Collins, but will call someone who is.
0 votes Share Flag Mon Jul 8, 2013 Home Buying in Bloomington
Suzanne Hami…, Real Estate Pro in Orland Park, IL
Suzanne Hamilton answered:
I am in search of a loan officer experienced in 203k streamlined loan for a purchase of a single family home in Bloomington IL .
Should be doing a 203b with repair escrow, which is allowed on a HUD property. You don't need a 203k. They are tough to get and can be problematic. If it is FHA insured, all companie ... more
0 votes Share Flag Wed Jun 5, 2013 Home Buying in Bloomington
Mike Hutson, Real Estate Pro in Bloomington, IL
Mike Hutson answered:
Can Grant money go towards your PMI when buying a house??
Grant money is great for first time buyers. The short answer is yes! New FHA requirements require PMI for the life of the loan. There are better programs out there if you have the r ... more
0 votes Share Flag Fri Apr 19, 2013 Home Buying in 61701
Bruce Ailion…, Real Estate Pro in Marietta, GA
Low inventory and rising prices have created a situation where multiple offers in hot markets are increasingly common. When prices are rising and new listings are priced using 3-6 month old comparable… Read more
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Bruce Ailion…, Real Estate Pro in Marietta, GA
Low inventory and rising prices have created a situation where multiple offers in hot markets are increasingly common. When prices are rising and new listings are priced using 3-6 month old comparable… Read more
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Greg Zavitz, Real Estate Pro in Bloomington, IL
Greg Zavitz answered:
What places can I go to for information on first time home buying?
Try giving Keith Thompson a call. He is a loan officer at Mortgage Services in Bloomington IL. His # is 309-664-7088. He would be able discuss with you the steps you can take to improve ... more
0 votes Share Flag Tue Jan 8, 2013 Home Buying in Bloomington
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