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Leah Bond, Real Estate Pro in Bloomington, IL
Leah Bond answered:
This site has an error in the way it calculates. It shows a 20% down but if one enters less down, the rates go down instead of up.
Hi Pam, I agree with the other agents, you should always try to speak with a lender vs using a calculator. However, the Trulia calculator should not have the problem you described.

... more
0 votes Share Flag Thu Feb 6, 2014 Home Buying in 61701
Nick Butzirus, Real Estate Pro in Bloomington, IL
Nick Butzirus answered:
Looking for a mortgage in Central Illinois, where we can do 80/15/5?
Your very best bet really is MSI (Mortgage Services). They hand-pick their loan reps very carefully, and I have had great experiences with several of them. We (agents) deal with a LOT ... more
0 votes Share Flag Thu Feb 6, 2014 Home Buying in 61701
Mike Hutson, Real Estate Pro in Bloomington, IL
Mike Hutson answered:
Can Grant money go towards your PMI when buying a house??
Grant money is great for first time buyers. The short answer is yes! New FHA requirements require PMI for the life of the loan. There are better programs out there if you have the r ... more
0 votes Share Flag Fri Apr 19, 2013 Home Buying in 61701
Greg Zavitz, Real Estate Pro in Bloomington, IL
Greg Zavitz answered:
Should we buy a home or stay in our rental?
Hi, my name is Greg Zavitz, and being a Real Estate agent/Realtor I always think it is best to own a home, especial now with rates at historic lows. I have been marketing real estate an ... more
0 votes Share Flag Wed Sep 5, 2012 Home Buying in 61701
John Armstro…, Real Estate Pro in Bloomington, IL
John Armstrong answered:
Hello, my husband and I are considering selling our mobile home and trying buying or rent to own, his credit score is 545 and mine is 597 any chance?
With your score I doubt you can purchase. However, I work closely with a credit repair company. Call me to discuss 309-275-9333.
0 votes Share Flag Thu Aug 2, 2012 Home Buying in 61701
Don Sutton, Real Estate Pro in Bloomington, IL
Don Sutton answered:
My fiance and I are looking to buy a house, we do not have the best credit. Are we wasting our time trying to find a cheap house?
If your credit is not good you may have to wait a couple of years before applying for a loan. Try to improve that credit rating by making your payments on time, etc. It's hard to give ... more
0 votes Share Flag Mon May 21, 2012 Home Buying in 61701
Mary Borth, Real Estate Pro in Bloomington, IL
Mary Borth answered:
does the generator stay with the house?
Almost everything is negotiable, but it should state in the listing information which items stay with the home. If you are inquiring about a specific property I would be happy to look i ... more
0 votes Share Flag Thu Mar 29, 2012 Home Buying in 61701
Janet Jurich, Real Estate Pro in Bloomington, IL
Janet Jurich answered:
why can't i see this listing 711 s oak?
It sold in 2008 and is not showing active in our local Multiple Listing Service. Janet Jurich Broker
0 votes Share Flag Tue Feb 1, 2011 General Area in 61701
Fsbo, Real Estate Pro in 10002
Fsbo answered:
Can I list my house For Sale by Owner at the same time while its selling with realtor to increase my chances.?
Sure just ask to sign an exclusive agency listing agreement and not an exclusive right to sell. This way you can still list your home by owner on other web sites and hopefully sell an ... more
1 vote Share Flag Fri Nov 26, 2010 Home Selling in 61701
Susan Jackson, Real Estate Pro in Atlanta, GA
Susan Jackson answered:
can a house be advertised for sale and the realtor hasn't got ok to sell from bank?
Has the bank foreclosed on the home? If not ,the seller still has the right to sign listing agreements.
0 votes Share Flag Fri Oct 16, 2009 Home Selling in 61701
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