Credit Score in Birmingham : Real Estate Advice

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Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
i bought a car about 9 month ago and that was with the co signer and today i trade my car and got new car and when they checked my credit my score
It's the actual credit inquiry, not the new installment loan that will impact your credit score the most. For your credit cards, whenever your balance exceeds 30% of your credit limit, ... more
0 votes Share Flag Sun Jun 22, 2014 Credit Score in 35205
Jessica Bate…, Real Estate Pro in Beverly Hills, CA
Jessica Bateman answered:
My credit score is 605 and I want to know what to do to raise the score so we can purchase a home.
I work with a lot of people who have less than perfect credit. I tell all my clients that need a pre approval to visit The Lenders Network, I have seen loan approvals from them even wit ... more
3 votes Share Flag Mon Nov 11, 2013 Credit Score in Birmingham
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
Birmingham, Al. area...What are my chances of getting a mortgage w/credit score of 605, with 100% financing & assistance for closing cost?
To begin improving your credit score, you would need to contact each of your creditors directly to see what your options are. Paying off derogatory debt will help improve your credit s ... more
1 vote Share Flag Mon Sep 16, 2013 Credit Score in Birmingham
Charita H Ca…, Real Estate Pro in Gardendale, AL
Charita H Cadenhead answered:
New question- This is Kristy again. I got a letter in the mail with 3 different scores on it.
Rodney gave some solid advice and they are licensed in Alabama. You may want to stat with a call to him. Personal contact gives you and opportunity to get get questions answered that ... more
1 vote Share Flag Sat Dec 8, 2012 Credit Score in Birmingham
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
Do you know any Investors willing to Purchase FHA / VA < 640?
From what I have seen and heard, there is really no wholesale/secondary market for that program. Prospect Mortgage has a 580-639 FICO FHA program, but we are a retail lender that can s ... more
0 votes Share Flag Tue Aug 2, 2011 Credit Score in Birmingham
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