It done on a case-by-case basis. The company and/or owner will look at your debt-to-income as well as how you have re-established yourself after bankruptcy. Pursue the property you are interested in and see how things go. You may not have anything to worry about.
Search for the owner of record at http://sdat.resiusa.org/RealProperty/Pages/default.aspx and then Google Whitepages.com to look up a phone number. You might try sending a letter to the address and see if the post office is still forwarding the mail.... more