Financing in Bergen County : Advice

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Vaibhav Sheth, Real Estate Pro in Norwood I-80, Sacram...
Vaibhav Sheth answered:
Is it a good idea to use my parents home to help pay for a new one.?
it is a good idea but you may get killed by mortgage and insurance they will be as an investment not as owner occupied let me know if you are in new jersey bergen county area thank you ... more
0 votes Share Flag Sat Sep 13, 2014 Financing in 07073
Bart Gabe, Real Estate Pro in California
Bart at http://www.bartprequalifies.com offers VA loans down to a 530 middle credit score at in Bergen County, New Jersey on loan amounts up to $978,750.00 ツ Bart atツ http://www.bartprequalifies.comツis a proud veteran,… Read more
Blogged Wed Sep 3, 2014 by Bart Gabe Home Buying Financing Military Movers
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Virtriv, Home Owner in Piscataway, NJ
Virtriv answered:
How to get financing on condo with HOA litigation?
Hello, I am seller in Piscataway, NJ (Birch Glen) I already have a buyer lined up, the buyer has occupied the unit under use and occupancy contract, the use and occupancy expired on Dec ... more
0 votes Share Flag Sat Feb 22, 2014 Financing in Oakland
Anton Zapria…, Real Estate Pro in Ridgewood, NJ
You had Deed In Lieu in the past. How long you have to wait until you can buy your next house?If your loan is within the conventional limits, you can buy your next house after 2 years.If your loan is expanded,highcost,… Read more
Blogged Wed Dec 4, 2013 by Anton Zaprianov Home Buying Financing Home Ownership
Anton Zapria…, Real Estate Pro in Ridgewood, NJ
Did you know, you can buy your house all cash, and get most of the money back through a refinance cash out loan? Read more
Blogged Fri Nov 22, 2013 by Anton Zaprianov Home Buying Home Selling Financing
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Eileenike, Home Buyer in Englewood, NJ
Eileenike answered:
Any recommendations for a bank in New Jersey (preferably Bergen County) that offers co-op loans?
are there any banks in bergen county that offer home equity loans on cooperative apartments.
Not mortgage - Home Equity Loans
0 votes Share Flag Wed Aug 21, 2013 Financing in Englewood
Jose Martinez, Real Estate Pro in Jersey City, NJ
Jose Martinez answered:
Is it ok for me to shop around for lenders that offer FHA 203K? Or do I have to go with the first one I get a quote on?
Call me, I Have funded Millions in 203K mortgages over the last 16yrs.

I can help get you home!!



Jose Martinez
Sr. Mortgage Consultant
201-406-6983
0 votes Share Flag Thu Aug 15, 2013 Financing in 07631
Frank, Home Buyer in Hackensack, NJ
Frank answered:
Searching for land & construction loans in northern New Jersey
For construction loans in New Jersey call Francisco Mayol at Clifton Savings Bank 1-917-547-9298 He offers construction loans for People who Own the Land & want to build a house.
Cons ... more
0 votes Share Flag Mon Jun 10, 2013 Financing in Paramus
Camille A. M…, Real Estate Pro in Bayville, NJ
Camille A. Marotta answered:
Anyone knows a lender who specialize in 203k Loans in Englewood, NJ (Bergen County)?
Jspellen, I have 30 years of lending experience especially with 203K's. I would be happy to spend time to answer all of your questions.

Camille Marotta
Residential Home Funding
... more
0 votes Share Flag Tue May 28, 2013 Financing in Englewood
Annmarie Cri…, Real Estate Pro in Oakland, NJ
For buyers, the most important piece of your transaction is your mortgage. テつYou will shop rate, but let me challenge you by thinking bigger. テつThink process and realize your goal is to buy the house.テつ… Read more
Blogged Fri Apr 19, 2013 by Annmarie Cristiani Home Buying Financing Home Ownership
Deborah Madey, Real Estate Pro in Red Bank, NJ
Deborah Madey answered:
Looking for a hard money lender to help with a owner occupied home in NJ. To help pay off property taxes. Home is paid off, just delinquent taxes
Hard money lenders generally do not work with owner occupants. Lending laws restrict their options/ Generally you find hard money lenders working with investors.
0 votes Share Flag Tue Mar 26, 2013 Financing in 07057
Annmarie Cri…, Real Estate Pro in Oakland, NJ
If you are thinking of buying a home, you may be wondering if you should pay off your credit cards or car loan before you see a qualified loan officer for a pre-approval.テつ PLEASE DON'T!テつ You may… Read more
Blogged Sun Mar 10, 2013 by Annmarie Cristiani Home Buying Financing Credit Score
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Jose Martinez, Real Estate Pro in Jersey City, NJ
Jose Martinez answered:
Which is better - purchase mortgage -5.5% with PMI( 1.75% upfront .5% monthly) or 6.25% on 10% down loan
Hi Robert

The better deal would be the 90 percent. Call me I can help, and get you 3.5 percent.

I can also finance the pmi into your loan.

Let Coldwell Banker bring you home.
... more
0 votes Share Flag Wed Jan 30, 2013 Financing in 07632
Camille A. M…, Real Estate Pro in Bayville, NJ
Camille A. Marotta answered:
Can i get a first time home loan. I am under a J1 visa. I can put 30% down paiment. I do not have taw return or w2 as its my first time in US
Gregory, If you stay here and are working here the answer is that you can purchase a house with a 30% down payment. If you cannot stay here and don't work here then you can purchase a ... more
0 votes Share Flag Wed Jan 30, 2013 Financing in Bergen County
Brian Gardner, Real Estate Pro in Purchase, NY
Brian Gardner answered:
Does it pay to refinance with only 7 years left to pay?
Keep in mind that rate is what matters, not term (assuming there are no prepayment penalties of course). A 100 year mortgage at 4% is better than a 30 year mortgage at 5% because you c ... more
0 votes Share Flag Wed Jan 30, 2013 Financing in Bergen County
Vanessa Diaz,…, Real Estate Pro in 07660
Have you ever wondered if there is any true benefit to a short sale?テつHere are some benefits of a short sale that many are STILL not aware of:Avoid foreclosure Avoid the legal consequences of a foreclosure… Read more
Blogged Tue Jan 22, 2013 by Vanessa Diaz, SFR and MRP Home Selling Financing Foreclosure
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Mitch, Real Estate Pro in New Jersey
Until recently Regulation D was the main method of raising private capital however, you had to have accredited investors and it was costly to set up. A few months ago, Congress passed the JOBS Act, an… Read more
Blogged Fri Dec 28, 2012 by Mitch Financing Remodel & Renovate Investment Properties
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Jose Martinez, Real Estate Pro in Jersey City, NJ
Jose Martinez answered:
Which Bergen County Banks offer no-PMI loans with 90% LTV?
Coldwell Banker Home Loans. Call me I can help! Let Coldwell Banker bring you Home!





Jose Martinez
Coldwell Banker Home Loans Fort Lee
201-494-1973
0 votes Share Flag Mon Oct 15, 2012 Financing in 07632
Johnny Rojas, Real Estate Pro in Garfield, AR
Millions of homeowners in this country are unable to afford the payments on a home that's worth less than the amount they owe on their mortgage. These are people who have played by the rules, made good… Read more
Blogged Fri Aug 24, 2012 by Johnny Rojas Financing
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Annmarie Cri…, Real Estate Pro in Oakland, NJ
Here's a tip if you plan on using the equity in your home to buy another home. That is, you decide to apply for a home equity line of credit on your existing home (HELOC) in order to put money down on… Read more
Blogged Fri Jul 27, 2012 by Annmarie Cristiani Home Buying Home Selling Financing
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