We require 620 credit scores so we cannot help directly. I do know there are lenders that will do loans down to a 580 score, some even lower. But the terms and down payment may be higher. It may be worth it for you to take the time to raise your score to 620 to get the best terms. I think you need to find an experienced lender, well reviewed, who earns your trust, and go through a pre-approval process to see exactly what you can do now with your current score, and then ask what they could do if your score was 620, and you can decide if you think its worth waiting. But a lot of times there are things on your credit report that got your score so low in the first place, like collections, judgments, liens, etc; that may have to be resolved with any lender, even one who will accept a score as low as yours. So waiting may end up being your best choice for several reasons. Please don't be in a rush to buy home, it's the worst mistake you can make. If you have a very low credit score you may have some serious credit issues, and buying a home may simply exacerbate a currently bad credit scenario. Good luck.... more
does the hop come pass house.?This question was asked from http://www.trulia.com/rental/3149279558-1600-Inca-Dr-Harker-Heights-TX-76548?ecampaign=con_day_rentalpropertycomp_bk&eurl=www.trulia.com%2Frental%2F31492795
The best advice comes from the loan officer. In some cases you have to sift through the process of getting documentation and getting it logged on the system....this sometimes can take months. Your Wells Fargo person is the best for answers... more
I would talk to a real estate agent that specializes in new home builders. There a a lot of hidden costs when you go with a new home builder, and it helps to have an advocate on your side. That way you are more informed on what route would be best for you.... more
Hi Im Shanell Watson, an Real Estate Broker with Realty Executives. I work with a lender who can get a VA loan approved with a 580 score. Please feel free to call me directly on my cell at 254-247-8227.
Yes there are a few minor difference when qualifying using your 401K withdrawal. I would be delighted to go over these details with you in person. We are the Nation only veteran-owned, federally chartered bank with a focus on educating customers about the mortgage process and providing opportunity for home-ownership nationwide. We're a direct mortgage lender/ Servicer not a broker. That means no middle man and no broker fees. We handle the entire loan process in-house from processing to underwriting, funding your loan and finally servicing your loan.
I recognize that you are very busy, so I am only asking you to spend 6 minutes with me to discuss your needs so we can determine if we can be of service to you. After answering just a few simple non-credit related questions (I do not need to pull your credit report in advance) I will be able to email you some options that will allow you to immediately determine if we are the right choice for you and your family.
Please give me a call to make your dreams a REALITY.
The Federal Savings Bank
I'd have to say PPC is the fastest short term solution. Make sure to sign up for a Google Adwords account and then use the Keyword planner tool. Look for long-tail keywords that are 3 or more words. These typically have less searches, less competition, and are therefore cheaper than bidding on the terms with the highest searches. Good luck!... more