92223 : Real Estate Advice

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Kathy Burgre…, Home Owner in Westchester, NY
Kathy Burgreen answered:
Where can I find a no credit check apartment or house for rent in Beaumont Ca area?
No landlord will rent to anybody with recent evictions, poor credit scores and low income. Even mobile home parks check credit before renting.

Going forward you should think thru al ... more
0 votes Share Flag Thu Jan 28, 2016 For Rent in 92223
Jeff Hensel, Real Estate Pro in Oceanside, CA
Jeff Hensel answered:
can you get a non documentation loan from a rep lender in california?
You can get a loan with a LOT less documentation from a hard money lender. Higher rates but much faster application process, approval, funding and much less hassle.

In California g ... more
0 votes Share Flag Thu Jun 25, 2015 Home Buying in 92223
Kelli J. Mor…, Real Estate Pro in Beaumont, CA
Kelli J. Moreno answered:
Any residents that live in Beaumont,CA Sundance community?
Sundance North under construction now. They will have community pools and recreation centers specifically for the Sundance North community.

The Skycrest models are open now. Make sur ... more
0 votes Share Flag Tue Jun 23, 2015 Home Buying in 92223
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Cash purchase - best way to hold title?
i agree that you need to discuss this either with an accountant or an attorney...
0 votes Share Flag Sun Sep 28, 2014 Home Buying in 92223
Todd & Devona…, Real Estate Pro in Palm Springs, CA
Todd & Devona Garrigus answered:
Is it possible to close in 2 days?
It is possible, it will really depend on your lender and how quickly they are funding. If it funds early enough it may be able to record and close escrow the same day. Good Luck!
0 votes Share Flag Thu Aug 7, 2014 Home Buying in 92223
Todd & Devona…, Real Estate Pro in Palm Springs, CA
Todd & Devona Garrigus answered:
Should I stop making my mortgage payments? Already stopped payments on my 2nd, now the first is getting difficult... I also owe 2008 &2009 prop
A short sale maybe the best option for you. We specialize in short sales, please feel free to contact us directly so we can discuss the option with and determine if the short sale is th ... more
0 votes Share Flag Thu Aug 7, 2014 Foreclosure in 92223
Thomas Moser, Real Estate Pro in East Northport, NY
Thomas Moser answered:
im in my 70's and do not want to pay high cost of morgare and home expenses should i foreclose
I doubt you can be of any help at this point as his question is over three years old.
0 votes Share Flag Thu Aug 7, 2014 Foreclosure in 92223
Tricia Wirth…, Real Estate Pro in Yucaipa, CA
Tricia Wirth Gregory answered:
I have never done a short sale, or a loan mod, but is it true that negotiating with the second TD can have
This is a great question. A lot of the answer depends on your current situation on the 1st and 2nd trust deeds. When you took them out, what type of loan they are etc. It maybe a goo ... more
0 votes Share Flag Mon Jul 8, 2013 Home Buying in 92223
Todd & Devona…, Real Estate Pro in Palm Springs, CA
Todd & Devona Garrigus answered:
Tournament Hills have hoa?
Yes Tournament Hills has HOAs. So does the nearby community of Fairway Canyon.
0 votes Share Flag Thu Jun 20, 2013 In My Neighborhood in 92223
Todd & Devona…, Real Estate Pro in Palm Springs, CA
Todd & Devona Garrigus answered:
How long on average will I have to wait for an answer from the bank on an offer?
A short sale can take from thirty to ninety days. It also depends heavily on the bank or banks the short sale is being asked for the short sale approval.
0 votes Share Flag Thu Jun 20, 2013 Home Buying in 92223
James Nundahl, Real Estate Pro in Beaumont, CA
James Nundahl answered:
I UNDERSTAND THAT PROP. 13 1% OF SALE PRICE DOESN'T HOLD ANYMORE DUE TO FORECLOSURES. HOW CAN I FIND OUT WHAT?
The total taxes will vary depending upon exactly where the property is located. This is public information, however, so you can go online to the county tax assessor and enter the proper ... more
0 votes Share Flag Mon Jun 3, 2013 In My Neighborhood in 92223
Lon Mapes, Real Estate Pro in Redlands, CA
Lon Mapes answered:
I bidded on a home in the fairway canyon area in beaumont on trevino st. the original price 179,000, bidded 185,000. now bank want 205,000 for the
Hi like Annette's answer the best. Our current market is truly the WILD WILD WEST. There are very few hard and fast rules.
0 votes Share Flag Wed May 29, 2013 In My Neighborhood in 92223
Tricia Wirth…, Real Estate Pro in Yucaipa, CA
Tricia Wirth Gregory answered:
Can my husband purchase a home in California with only his name and credit? What type of loan and bank can do this?
Depending on the credit profile of both you and your husband there may be options for him to purchase the home on his own. However, you being married, you will have to sign off on the ... more
0 votes Share Flag Wed Oct 24, 2012 Home Buying in 92223
Trevor Curran, Real Estate Pro in Great Neck, NY
Trevor Curran answered:
Is there any possibilities for poor credit people to buy a decent house? Or is there any support or help available for them?
Good morning airamvic02,

Not sure what your definition of "poor credit" is. Sometimes a responsible person might think her credit report is bad when in fact it's acceptable for mort ... more
1 vote Share Flag Thu Oct 4, 2012 Home Buying in 92223
Jack W. Dopp, Both Buyer and Seller in Beaumont, CA
Jack W. Dopp answered:
I have Two loans with citi bank. One is my primary residence.The other is an investment property. The primary residence has lost over $100,000.00 in
Please contact me at grampa27@roadrunner.com. I'm an RE investor [since 1973] and I probably can help your situation. I'll need the address of the property
0 votes Share Flag Sun Sep 30, 2012 Foreclosure in 92223
Rudi Hofmann, Real Estate Pro in El Segundo, CA
Rudi Hofmann answered:
Can my husband purchase a home in California with only his name and credit? What type of loan and bank can do this?
You haven't told us what your situation is. Do you file taxes with huge amounts of deductions? Is he currently unememployed? What is your concern regarding your student loans? Why ... more
0 votes Share Flag Sat Sep 3, 2011 Home Buying in 92223
Nicole Arsen…, Real Estate Pro in Athens, AL
Nicole Arsenault answered:
My credit score is around 608. I live in Riverside County, CA and need to qualify to buy a house ASAP. I have 36 years on my job and my yearly income
I don't have a magic answer, but I wrote a blog (the web reference below) on this that was well received and has been disseminated through a lot of different outlets because of the ... more
0 votes Share Flag Wed Jan 26, 2011 Credit Score in 92223
Todd & Devona…, Real Estate Pro in Palm Springs, CA
Todd & Devona Garrigus answered:
We did a short sale on our home, closing in May 2008 due to a job loss. We wish to purchase another home now, but told we had to wait 2 yrs. now 3yrs
Based off of the information you've given, yes it is possible. Beaumont CA has great 55+ communities too. Visit our website here (http://garrigusrealestate.net/buyers/) if you'd like to ... more
0 votes Share Flag Thu Dec 30, 2010 In My Neighborhood in 92223
Daniel, Other/Just Looking in Baton Rouge, LA
Daniel answered:
How can I get an FHA approval for a 5 year old condo that was not originally FHA approved?
a very long journey. You will need the cooperation of ALL OF THE CONDO OWNERS
0 votes Share Flag Sat Nov 20, 2010 Home Buying in 92223
Toni Anderson,  in Beaumont, CA
Toni Anderson answered:
My fiance has a traler in her name and got on the first time buyers break. would it be better to buy my first home in my name before we get married?
Congratulations on both your upcoming Marriage and re-establishing your credit score after a bankruptcy!
I would suggest you continue to work on your credit score until you can raise i ... more
0 votes Share Flag Mon Nov 15, 2010 Financing in 92223
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