Home Buying in Bayonne : Real Estate Advice

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miguel, Home Buyer in Bayonne, NJ
miguel asked:
what about parking? this retal includes parking
0 votes Share Flag Tue Feb 16, 2016 Home Buying in Bayonne
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
If im planning to buy a house with one specific agent and the contract gets voided for whatever reason, some time has passed and i decide to purchase
Jay,
Without reviewing what's been signed, we don't know. Did you sign a buyer's agency agreement or was it just the initial contract? How much time has passed?
Let me ask you this ... more
0 votes Share Flag Fri Dec 11, 2015 Home Buying in 07002
Ed Groussman, Real Estate Pro in Parsippany, NJ
Ed Groussman answered:
fha loan downpayment borrowed from 401k account?
Your best bet would be contacting your 401k servicer to find out the terms of withdrawal.

I can help you obtaining an FHA loan if you don't have a reputable mortgage banker as of yet ... more
1 vote Share Flag Wed Jun 17, 2015 Home Buying in Bayonne
katpriore, Home Buyer in Manalapan, NJ
katpriore answered:
What are the certifications / inspections required in Bayonne NJ before or after moving in.?
very old link - no longer exists
0 votes Share Flag Fri Jun 5, 2015 Home Buying in 07002
USMortgageRa…, Real Estate Pro in Plano, TX
USMortgageRanger answered:
i amended my tax return from 11 to 112K for both 2012 n 2013 and now i owe huge tax bill wil this effect my FHA i applied
Yes it will depending on what you are required to pay in taxes, if you are not paying in cash but setting up a payment plan it will have to be counted as part of your debt to income ra ... more
0 votes Share Flag Sun Jan 4, 2015 Home Buying in 07002
Tukeitha Syl…, Real Estate Pro in 07002, NJ
Tukeitha Sylvers answered:
Hello, my husband and i would like to purchase a two family home in Bayonne, we make about 75k together, and credit score is in range of 650
My team of local lenders can provide customized financing options for you! Feel free to contact me at your convenience.


Sincerely,

T. Sylvers, Realtor
Provident Legacy Real E ... more
0 votes Share Flag Wed Dec 17, 2014 Home Buying in 07002
Don Tepper, Real Estate Pro in Burke, VA
Don Tepper answered:
lender found error on my tax return and they want to amend it, i'll take 8-12 weeks.
Report the lender to your state regulatory agency.

First--I'm not a CPA and I haven't seen your tax returns--it's entirely possible that your taxes were correctly done. Check with wh ... more
0 votes Share Flag Fri Apr 25, 2014 Home Buying in 07002
Paul Marzolla, Real Estate Pro in Fort Lee, NJ
Paul Marzolla answered:
Can I be approved for a mortgage with a very poor credit score of around 620 ? I can provide a large down payment of over 20 % and have no bills.
A score of 620 will allow for the most mortgage options ( for both conventional and government/FHA financing) and I can go as low as a 550 FICO so you're in the clear. Your down payment ... more
0 votes Share Flag Wed Apr 9, 2014 Home Buying in 07002
John Sacktig, Real Estate Pro in New Jersey, NJ
John Sacktig answered:
If the price 85,000 for foreclosure, that means the real price of the house to buy no matter what the market value? so I can get a loan within 85000?
Judging by your question, It looks to me like you are reading a "pre foreclosure" notice or something. Why do I say that? Well you are questioning the "real price" and the "market valu ... more
0 votes Share Flag Mon Apr 7, 2014 Foreclosure in Bayonne
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
I am looking to buy a multi-family home in Bayonne as an investment property. Does it make sense to use my first time buyer loans for an investment?
I often receive calls from buyers asking about the first time home buyer loan but what they are seeking is simply an FHA mortgage. FHA does not require a first time status to use their ... more
0 votes Share Flag Sat Mar 22, 2014 Home Buying in Bayonne
Andrew Tisel…, Real Estate Pro in clifton, NJ
Andrew Tisellano answered:
My loan is in fha underwriting. I have 2010 and 2012 tax returns. 2011 I made a mistake and failed to file. I mailed it in Oct and IRS says they
My Client had the same situation recently and we had to wait for them to file and the IRS to send back confirmation that the received it.
Best to check with your mortgage professional.
0 votes Share Flag Mon Dec 30, 2013 Home Buying in Bayonne
American Env…, Other/Just Looking in Ramsey, NJ
American Environmental Service answered:
Does a real estate agent have to disclose black mold?
The realtor should be responsible to disclose evidence of Mold, Asbestos, Lead paint, etc. Once these and other items such as open construction permits and in-ground oil tanks are found ... more
0 votes Share Flag Thu Nov 14, 2013 Home Buying in 07002
Paul Marzolla, Real Estate Pro in Fort Lee, NJ
Paul Marzolla answered:
Can I be approved for Mortgage Loan with 1 Yearly Income tax and 620 credit score?
A 620 credit score qualifies you for both a Conventional and FHA mortgage. The income and assets give us some room to work, and a 5% down payment would be acceptable. Fortunately, there ... more
0 votes Share Flag Wed Nov 13, 2013 Home Buying in 07002
dianamatto.s…,  in 21093
dianamatto.sms answered:
Will a bank pay closing costs on a short sale?
In most of the short sales I have negotiated, yes, they do approve it. Give me a call if you need any assistance.

dianamatto.sms@gmail.com
443-629-2145
0 votes Share Flag Tue Nov 12, 2013 Home Buying in Bayonne
Jackie, Home Buyer in 07002
Jackie answered:
Can I purchase an approved short sale using the smart start program offered by njhfma. I'm pre approved.
Will a bank be willing to pay closing cost in a short sale
0 votes Share Flag Mon Nov 11, 2013 Home Buying in Bayonne
Provident Le…, Real Estate Pro in Bayonne, NJ
Provident Legacy Real Estate answered:
Can you please help me find a apartment in bayonne nj for low price it can be a 1 or 2 bedroom for low price only don't wanna pay more then $850?
Hi Shanice Lyles-
We will be more than happy in assisting you with your rental search. Please give us a call at 201.809.9925 (9:00AM-5:00PM Monday-Friday, Saturday 10:00AM-4:00PM, Sund ... more
0 votes Share Flag Mon Nov 11, 2013 Home Buying in Bayonne
Shanice Lyles, Renter in Newark, NJ
Shanice Lyles answered:
Can you send me more apartments for low price?
I don't want apartments in Newark I wanna move 2 bayonne for low price can you help me wat that?
0 votes Share Flag Mon Nov 11, 2013 Home Buying in Bayonne
Maria Michel…, Real Estate Pro in Verona, NJ
Maria Michelle Rama-Poccia answered:
Is it against the law if a real estate agent says a property is under contract if it isn't? How do you get proof a property is under contract?
Why do you think they agent is telling you it's under contract if it isn't? I ask because I'd be surprised if an agent turned away a potential buyer and pretend a house is sold if it is ... more
1 vote Share Flag Sun Oct 6, 2013 Home Buying in Bayonne
Alex Greer, Real Estate Pro in San Jose, CA
Alex Greer answered:
Can I be approved for Mortgage Loan with Low Income tax and 650 credit score?
We can certainly help you out. You can check us out at www.TheMortgageOutlet.com and give us a call. One of our loan officers will look at your situation and present you with some optio ... more
0 votes Share Flag Thu Jul 11, 2013 Home Buying in 07002
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