Judging by your question, It looks to me like you are reading a "pre foreclosure" notice or something. Why do I say that? Well you are questioning the "real price" and the "market value"
People get all worked up when they see a pre foreclosure for say, 85k in an area that is selling for 200k thinking they are buying the house for 85k... when in fact all a pre foreclosure is, is a notice sent to the owner that is 3-4 months late on their mortgage and that is what they owe. The bank is saying.. Hey, you owe us 85k.. and we are letting you know we may be filing foreclosure papers on this for the 85k you owe us,.. then they sell this information to these companies that sell the information to people that pay for these services looking for a bargain.. and the house is never really in foreclosure, never being sold for 85k when it could be sold for 200k.
But I may be wrong, if so... if it is an actual foreclosure for 85k.. yes. you can buy it for 85k.... more