I am paying my Mortgage but in PA there is a Pennsylvania Mortgage Act which says no one can hold a residential Mortgage without a license, he obviously does not have one. I would like to know if this will effect me. We signed an agreement at a lawyers office but I don't think he was up on the new law changes.... more
Contact any Realty office(s), interview a few agents and choose the one you like best--he/she will guide you throughout the process. Keep in mind that not all bank owned properties are bargains--some do need extensive work. You may also wish to visit with any qualified loan officer(s) first-- see exactly what your budget can handle--while there ask for a mortgage pre-qualification/approval--then start touring with your Realtor.