Home Buying in Barboursville : Advice

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Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
trying to get an fha loan have a foreclosure and repossession that are 6 yrs old.
FHA didn't change it's minimum credit score to 580, it's still 500. However between 500-579 you need a 10% down payment.
0 votes Share Flag Thu Nov 21, 2013 Home Buying in Barboursville
Ed Cordle, Real Estate Pro in Barboursville, WV
Ed Cordle answered:
I have been at my current job for almost 3 years but I would like to change jobs. Would this hurt in getting a loan?
Typically lenders like for you to be at the same job for at least two years, however, if the new job is in the same field, or a promotion then its ok. For example, an LPN becomes an RN ... more
0 votes Share Flag Wed Apr 24, 2013 Home Buying in Barboursville
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
my husband has a middle score of 488, if we had a large down payment do you think there is anyone that would finance him.
With a score lower than 640, financing will be challenging. There are some programs that can work as low as 560, but at 488, you won't be getting a conventional loan.

However, if ... more
0 votes Share Flag Fri Feb 22, 2013 Home Buying in Barboursville
Brian LeBars, Real Estate Pro in Pleasanton, CA
Brian LeBars answered:
My fiance and I are trying to buy a house but both have low credit scores is it even possible?
Hi Kristien...

I agree with mark. connect with someone to improve credit first, but BEWARE of scams. do your research first. Second don't focus on the co signer at this time sin ... more
0 votes Share Flag Sun Jan 24, 2010 Home Buying in Barboursville
Dan Castagna, Real Estate Pro in Mount Laurel, NJ
Dan Castagna answered:
why would a bank need a letter stating that I have access to my mother's bank accounts when she is not a co?

This is quite common. I assume you are purchasing a home and the bank statement has your moms name on it. Even though she is not cosigning for the mortgage, the bank need ... more
0 votes Share Flag Thu Jun 25, 2009 Home Buying in 25504
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