Financing in Baltimore : Real Estate Advice

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Allison, Renter in Baltimore, MD
Allison answered:
Are the criteria for getting a mortgage for a multi-family dwelling the same as for a single-family dwelling?
Hi, Tdruttenberg. I believe that the mortgage payment would depend on the price of the home. So you could potentially find a larger home for the same price as a small single family dw ... more
0 votes Share Flag Tue Jul 12, 2016 Financing in Baltimore
Cherriaryan, Home Buyer in Aurora, CO
Cherriaryan answered:
I received a escrow refund check from my mortgage lender . Why is the lender giving me a refund instead of letting my escrow build-up over time?
So my amount into escrow is 3,354.18
And amount disbursed is 3,337.96 -
What does that mean
0 votes Share Flag Fri May 20, 2016 Financing in 21225
Mail, Home Buyer in Brooklyn, MD
Mail answered:
I refinanced my mortgage with another bank. When should I get my escrow refund from the closed mortgage lender and a final statement?
My previous mortgage lender was US Bank. They told me that they ship out the escrow refund check 20 days after the loan is paid off in full. This information is current as of April/2016 ... more
0 votes Share Flag Mon Apr 4, 2016 Financing in 21225
Darrell D. D…, Real Estate Pro in Schertz, TX
Darrell D. Drouillard answered:
if my father was a veteran can we qualify for a va home loan
VA loans involve a Certificate of Eligibility (COE) and are reserved exclusively for the veteran. Though there are some underlying situations for extension to spouses and such, I would ... more
0 votes Share Flag Mon Nov 2, 2015 Financing in 21206
Anthony Alex…, Real Estate Pro in Baltimore, MD
Anthony Alexander answered:
what is the equity in my home 21221at 31 luffing ct baltimore?
Contact me I can do a market analysis and comparable sales evaluation and get you a pretty close estimate.

Anthony Alexander
Keller Williams Metropolitan
410-200-9332
0 votes Share Flag Sat Oct 3, 2015 Financing in 21221
Sidney Hertz, Home Buyer in Baltimore, MD
Sidney Hertz answered:
I have a house trying to refinance bad credit can't find ANY company/bank to assist me...any ideas?
I used http://valoansfinance.com/states/maryland-va-loans/baltimore-va-loans/ to refinance my VA loan into an FHA loan. I had some late payments and needed to clear up my eligibility. ... more
1 vote Share Flag Sun Aug 23, 2015 Financing in Baltimore
Tony Grech, Real Estate Pro in Southfield, MI
Tony Grech answered:
I received an escrow refund check for $2500.00. A month later, my mortgage company raised our monthly payment by $200.00 because they forgot to pay m
Yes they can because at the end of the day those taxes are real and it's your responsibility to pay them. The escrow account is just a vessel used to pay them.

If there is too much m ... more
0 votes Share Flag Wed May 6, 2015 Financing in 21225
msalazar87, Other/Just Looking in Frisco, TX
msalazar87 answered:
I can not catch a break. This is the second time going to 1st time homebuyers workshop. My credit scores are 612, 589, and 618. Lender needs 640 Help!
Hello Letisha,

There are people who can help! Please visit the following website:

http://www.700credit.org/?a_aid=531dbf19998ae

Then you can contact me at msalazar87@ymail.com ... more
0 votes Share Flag Wed Mar 25, 2015 Financing in 21208
lsmith7520, Home Buyer in Baltimore, MD
lsmith7520 answered:
Is there any sort of rehab loan or financing available that can be used with a VA loan?
You find it, I'll rehab it to your specs, sell it to you turn-key.
Larry 410-458-3438
0 votes Share Flag Mon Jan 12, 2015 Financing in Baltimore
Kevin Mayhew, Real Estate Pro in Lutherville, MD
Kevin Mayhew answered:
in a settlement given in my attorney 's name.. it it safe to accept an escrow check
If you are referring to monies that were placed into escrow to insure that work was performed on a property you are in the process of purchasing or selling, the answer is yes. You shoul ... more
0 votes Share Flag Fri Nov 7, 2014 Financing in 21225
Calvanaugh H…,  in Owings Mills, MD
Calvanaugh Hoskins answered:
2 years post discharge (chapter 7 ,2010) bank yet to foreclose. Can I get a loan for a new house?
Give me a call at 443 660 9903.

Thanks.

Calvanaugh Hoskins
0 votes Share Flag Fri Apr 18, 2014 Financing in Baltimore
Tarik Walker, Home Buyer in Baltimore, MD
Tarik Walker answered:
Can i get a Jumbo loan or construction loan?
1 year employment or income can be possible with further explaination. Is it new job after graduation? Change of jobs but same industry or position? Brand new busines? From what you ... more
0 votes Share Flag Mon Feb 3, 2014 Financing in Baltimore
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
Are home loans still available without income verification and a score in the 610 -620 range?
There are lenders like myself that are able to do no income verification loans, or stated income loans. These types of loans usually have high down payment requirements and may require ... more
0 votes Share Flag Fri Nov 22, 2013 Financing in 21207
ndouglastommy, Home Owner in Gambrills, MD
ndouglastommy answered:
If I refinance an existing mortgage, do I need to pay the state tax stamp?
If I refinance my family house and request a goodbye mortgage money for my town house, I will need to pay transfer taxes for the cash out amount? How much is the %?
0 votes Share Flag Sun Sep 22, 2013 Financing in 21231
fd, Home Owner in Baltimore, MD
fd answered:
Do any banks offer high LTV HELOC's in Maryland?
Hi. Key Bank offers HELOC and Home Equity loans up to 100% LTV. I'm not sure if they do business in Maryland, but I would check with them. US Bank does second home loans up to 90% LT ... more
0 votes Share Flag Mon Jun 3, 2013 Financing in 21212
Brent Mendel…, Real Estate Pro in Rockville, MD
Brent Mendelson answered:
Paying Mortgage Insurance on a Refinanace of less than 78% LTV.
Are you going to live in the house as your primary residence?
0 votes Share Flag Mon Apr 29, 2013 Financing in Baltimore
Rich Homer, Real Estate Pro in NAPLES, FL
Rich Homer answered:
My wife isn't working, do we have to include her debts to qualify for a mortgage. Can we apply in my name only? I need help!
Your best bet is to contact a local Mortgage Broker at "Find a Pro" in the header of this website.
http://www.naplesrealestateguys.com/
0 votes Share Flag Mon Nov 26, 2012 Financing in Patterson Park
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