21225 : Advice

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Kevin  Mayhew, Real Estate Pro in 21047
Kevin Mayhew answered:
in a settlement given in my attorney 's name.. it it safe to accept an escrow check
If you are referring to monies that were placed into escrow to insure that work was performed on a property you are in the process of purchasing or selling, the answer is yes. You shoul ... more
0 votes Share Flag Fri Nov 7, 2014 Financing in 21225
Robert Hanson, Real Estate Pro in Silver Spring, MD
Robert Hanson answered:
hi, planning to buy a house of 500k, my sal details latest w2 100k, last year 82k. credit score : mid : 760.
Hello, You are in a tight situation, but with an experienced lender there may be a way through it. Not all deposits are dis-allowed you just have to be careful to document properly. I w ... more
0 votes Share Flag Fri Feb 7, 2014 Home Buying in 21225
Marlene Pais…, Real Estate Pro in Baltimore, MD
Marlene Paisley answered:
My loan is in underwriting, what are my chances ? here's the facts
I like Akil's answer best. I'd add to deal with your lender and agent. If the deal may tank due to DTI; they should know how to re-direct you. MOVE FAST!! Word on the streets is that Fa ... more
0 votes Share Flag Tue Dec 10, 2013 Home Buying in 21225
Rebeccatrulia, Renter in United Amigos, Mesa,...
Rebeccatrulia answered:
I received a escrow refund check from my mortgage lender . Why is the lender giving me a refund instead of letting my escrow build-up over time?
Hi Scooby11

A reverse mortgage allows homeowners age 62 and older to convert a portion of the equity in their home into tax-free income, which they can then use to retire debt or pay ... more
0 votes Share Flag Tue Sep 24, 2013 Financing in 21225
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
Can My FHA loan still be denied after Pre approval?
A pre-approval doesn't necessarily lock anything in. In a lenders point of view it's saying "based on everything so far I can give you a loan." But there are certain things that may cha ... more
0 votes Share Flag Thu Aug 22, 2013 Home Buying in 21225
Curly Sue, Real Estate Pro in Texas
Curly Sue answered:
I recently refinanced and I want to know - Does the bank have rights to use my Escrow account balance to pay off my loan?
How should they have paid off your loan? I guess I'm confused by your question...
0 votes Share Flag Fri Apr 19, 2013 Home Buying in 21225
Akil Walker, Real Estate Pro in Bowie, MD
Akil Walker answered:
Thoughts about why Wells Fargo denied my fha loan?
Hi Brilyn

I am assuming your DTI (Debt to Income ratio) went up or something popped up on the credit. I would recommend you obtain a second opinion from another Loan officer.

... more
0 votes Share Flag Tue Nov 27, 2012 Home Buying in 21225
John F Sulli…, Real Estate Pro in Bethesda, MD
John F Sullivan answered:
Can i re apply for an FHA loan after denial?
If you were denied, I would recommend you stop by the Convention Center Nov 29-Dec 3. Neighborhood Assistance Corp of America (NACA) is hosting an event where they will be able to help ... more
0 votes Share Flag Tue Nov 27, 2012 Home Buying in 21225
Laura Roskel…, Real Estate Pro in Odenton, MD
Laura Roskelly answered:
I received a commitment letter from Wells Fargo and they gave me a closing date of 4/27/11. They called me the day of denying me. What can I do?
Hi V,

Other factors go into a loan approval besides credit score. If anything changed while your loan was processing including credit score, debt ratio, new credit or change in empl ... more
0 votes Share Flag Fri Jun 22, 2012 Home Buying in 21225
Ahmad, Real Estate Pro in Lutherville, MD
Ahmad answered:
i was deniad becouse of my credit bureau im now clean
The best way to know if and when you can reapply to purchase a home is to find a loan officer who you feel comfortable with to pull your credit report and advise you on this. ... more
0 votes Share Flag Fri Jun 22, 2012 Home Buying in 21225
Anne Coscia &…, Other/Just Looking in Baltimore County, MD
Anne Coscia & Lora Graetzer answered:
I refinanced my mortgage with another bank. When should I get my escrow refund from the closed mortgage lender and a final statement?
As most comments mentioned you usually have your escrow back within 30 days time. In most cases the new lender will suggest you call the current service provider and "freeze" the escro ... more
0 votes Share Flag Wed Mar 28, 2012 Financing in 21225
Mario Valone, Real Estate Pro in Baltimore, MD
Mario Valone answered:
Is this area near a light rail stop?
Here is the MTA light rail website. There is a link with the map on it, so you can take a look at it and determine which stop is best for you. If you are driving to the metro, the map w ... more
0 votes Share Flag Sat Aug 6, 2011 In My Neighborhood in 21225
Michael Bend…, Real Estate Pro in Maryland City, MD
Michael Bendebba answered:
I was unable to get a list of Recently Sold Properties even thougjh I inputed a wide range of options.Is?
Has anyone introduced you to Home Buyers Scouting Report? This Site is private, you can not only review properties listed for sale but also receive data on sold properties in your sea ... more
0 votes Share Flag Tue May 3, 2011 Using Trulia in 21225
Marci Yankel…, Real Estate Pro in Baltimore, MD
Marci Yankelov answered:
How do I go about trying to locate Section 8 renters?
I have done a lot of section 8 and have a contact at Section 8. Contact me and I will give you his info. He has bought me and my clients GREAT tenants. He will walk-thru and advise your ... more
1 vote Share Flag Thu Sep 30, 2010 Rentals in 21225
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
I have an adorable row home in 21225, no showings, original price was $164,900 have lowered twice, now down
I only found one row house in 21225 priced at $154,900. So I assume it's yours. In that case, ready for some straight talk? Good.

First, the online photos are terrible. They're washe ... more
0 votes Share Flag Wed Jun 18, 2008 Home Selling in 21225
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