93312 : Advice

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Jeff and Kari…, Real Estate Pro in Bakersfield, CA
Jeff and Kari Jackson answered:
I have been looking at lot of foreclosures in the 93312 area my and I are downsizing . We are get ready to list our home. How do I get the addresses?
Great question! the main answer will be to contact a Realtor....but even more so, you need to find a Realtor who has a lot of experience in foreclosures. Most Realtors just look on the ... more
0 votes Share Flag Wed Feb 11, 2015 Home Buying in 93312
Linda Oliver, Real Estate Pro in Bakersfield, CA
Linda Oliver answered:
In California can my 2nd lien holder ( home equity loan )come after me for any balance owed to them in a Defau
There are always many factors that come into play. In California, seconds on homes are forgiven if your loan was for home improvements or for the original purchase. If however, you bo ... more
0 votes Share Flag Thu Mar 13, 2014 Foreclosure in 93312
Steven Ornel…, Real Estate Pro in Fremont, CA
Steven Ornellas answered:
Why is it that there is a home listed on here but when i go to the actual property website and it is not there???
Hi Jana,

There are many "MLS" websites. While Trulia and Zillow are popular destination sites, both are NOT true MLS,' they are MLS Data Syndicators. Listing information integrity is ... more
0 votes Share Flag Wed Mar 12, 2014 Home Buying in 93312
Fran Hitchco…, Real Estate Pro in Bakersfield, CA
Fran Hitchcock & Dee Oliver answered:
2 brothers own a house. brother who wants his name off it is willing to pay for the refinance for the other. lawyer or no?
Where is this property located? Is it in New York or California. The answer to your question could affect the answer. Dee Oliver
0 votes Share Flag Thu Jan 2, 2014 Financing in 93312
Mark R. Barr…,  in Bakersfield, CA
Mark R. Barrett answered:
Doing a refi on 1st loan. Lender ordered appraisal - Lender wants reappraisal. Is this reasonable and who really benefits here?
I am a lender and only seen this when I worked for lenders that require all their appraisals to be reviewed by another appraiser (usually out of the area). They do this so they can sell ... more
0 votes Share Flag Thu Aug 15, 2013 Market Conditions in 93312
Donna Fonver…, Home Buyer in Campbell, CA
Donna Fonvergne answered:
who is Donna Fonvergne?
Why are you asking about donna fonvergne?
0 votes Share Flag Sat Aug 3, 2013 Home Buying in 93312
John 'Rob' A…, Real Estate Pro in ,
John 'Rob' Anderson answered:
i have $15000 saving and $50000 equity home ready to have right away i want to bay a land o house with this money can someone help me please
Please contact me at the number below to discuss in detail. Feel free to email me as well.

Kerry Anderson
Keller Williams Realty
1 vote Share Flag Wed May 15, 2013 Foreclosure in 93312
Ruth and Per…, Real Estate Pro in Los Gatos, CA
Ruth and Perry Mistry answered:
I made an offer on a foreclosure and another offer was accepted. I later learned that the accepted offer was less than mine. How could that be?
Hi Montrez

Banks look at Offer price as well as down payment, a bank may always go with an
Offer that has no contingencies, such as loan, inspection, appraisal.

So a higher offer ... more
0 votes Share Flag Sat May 4, 2013 Home Buying in 93312
Daniel Alvar…, Real Estate Pro in Weehawken, NJ
Daniel Alvarez answered:
I made an offer on a foreclosure & our realtor called us yesterday & said the bank wants everyone bidding on this property to
Hi Rita,

That is standard practice for some servicers when multiple offers have been received. Its actually, very clever, because the expectations going forward, are that only seriou ... more
0 votes Share Flag Mon Oct 22, 2012 Home Buying in 93312
Dave Tracy, Real Estate Pro in Eau Claire, WI
Dave Tracy answered:
I'm interested in and from what I can find online the property is owned by Deutsche Bank. How do I contact them about purchasing this property?
The system is set up so you cant buy it until they list it. What you can do is search in your local area for up coming Sherrif sales and connect with a Realtor and let the agent start w ... more
0 votes Share Flag Sun Oct 21, 2012 Home Buying in 93312
Kim Glass, Other/Just Looking in San Francisco, CA
Kim Glass answered:
I would like to update the picture of my house that shows up on trulia when you search for it.
Hi Rshinto,

In order to troubleshoot this issue we'll need some more specific information - e.g. which listing are you attempting to edit.

Please give our Customer Service team a ... more
0 votes Share Flag Wed Jul 18, 2012 Using Trulia in 93312
Darrell D. D…, Real Estate Pro in San Antonio, TX
Darrell D. Drouillard answered:
How can I tell if a listing is for sale by bank vs owner?
If your local property tax appraisal district has a public website as most do, you can usually do a search and see the current owner of any property.
0 votes Share Flag Sat Jul 7, 2012 Home Buying in 93312
Mark R. Barr…,  in Bakersfield, CA
Mark R. Barrett answered:
Is there a way to walk into a pre foreclosure and assume the loan or take over payments?
You won't be able assume the loan but we have a few down payment assistance programs that allow you to come in with .5% down. There is CHF Platinum, CHF ACCESS and CHF HELP but the best ... more
0 votes Share Flag Wed Apr 11, 2012 Moving in 93312
Michael Rich…, Real Estate Pro in Bakersfield, CA
Michael Richert answered:
Original auction date 10/14. BofA postponed indefinitely. Today, 1/18, by a piece of junk mail, we find out new auction date 1/21. No notification?
There is a projected date and an actual sale date and time. The difference is usually the time of the sale being stated. The indefinate postponment is usually because of the homowner ... more
0 votes Share Flag Thu Jan 20, 2011 Foreclosure in 93312
Bill Profeta, Real Estate Pro in ,
Bill Profeta answered:
we are renting a house in california we got a notice that the home was in preforclosure and that a reconveyance is now the owner what does that mean
Pre-foreclosure means that the house will be going back to the mortgage lender. You will probably have to seek another rental to live in. Call me at 661-301-0708 and I will be happy t ... more
0 votes Share Flag Sat Mar 27, 2010 Foreclosure in 93312
Voices Member,  in Benton County, OR
Voices Member answered:
Can anyone recommend a good home appraiser in Bakersfield, CA?
Jefferson I gave you both a Thumbs up because they only count for as many points as answering a Question with....Observant not you date 2008 Mar 14........

19 more Thumbs up and you& ... more
1 vote Share Flag Mon Dec 21, 2009 Home Selling in 93312
Robert and D…, Real Estate Pro in Bakersfield, CA
Robert and Dawn Morris answered:
i have put a higher than asking price bid on a reo house in bakersfield california the listing agent has

Yes, some banks will ask for all of the potential buyers of a particular property to submit their "Highest and Best" offers before looking at any of them.

You do ... more
0 votes Share Flag Sun Nov 22, 2009 Home Buying in 93312
,  in
How do I transfer my property to my daughter without making it a "sale" to avoid title tax, etc? Can I refinance into my daughters name?

In California, a parent selling a property to a child has the ability to pass their property tax to the child. This can only be done once.

Call the county tax office to ... more
0 votes Share Flag Sat Sep 19, 2009 Financing in 93312
Sherry Ferfes, Real Estate Pro in LITTLEROCK, CA
Sherry Ferfes answered:
Is there anything I can do to still get the property?
You should be talking to your realtor. They should be the one to find out what is going on with the property and your emd.

Sherry Ferfes
Century 21 Doug Anderson
6 ... more
0 votes Share Flag Sun Aug 9, 2009 Foreclosure in 93312
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