Bakersfield : Advice

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Harold Lear, Real Estate Pro in San Diego, CA
Harold Lear answered:
how long before I can buy a home again after a short sale?
We have a new loan that is 100% financing, NO INCOME VERIFICATION, NO CREDIT VERIFICATION, NO JOB VERIFICATION...Minimum loan amount is $100,000 and no Maximum... Can be used for Commer ... more
0 votes Share Flag Wed Apr 23, 2014 Home Buying in Bakersfield
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
is it ok that both the seller agent and buyer agent works out of the same real estate company?
Li,
I would suggest you get a complete understanding from the agent you are working with, who they represent. It can be fine if they agree to represent your interests first. If for ... more
0 votes Share Flag Mon Apr 14, 2014 Home Buying in Park Avenue
Diana Gold, Real Estate Pro in Bedford - Stuyvesant,...
Diana Gold answered:
Looking to rent an apartment 2 bed. 2 bath.
You just need to find your local real estate agent, who can help you to find a property in your price range. Wish you luck!
0 votes Share Flag Sun Apr 13, 2014 Credit Score in Bakersfield
Craig Bosse, Real Estate Pro in Concord, CA
Craig Bosse answered:
How long after a foreclosure do I have to wait to qualify for a mortgage loan?
We have a portfolio loan that allows a buyer to purchase the next day after Foreclosure or Short-Sale. Mortgage lates are acceptable. You have to have 20% down and a 660 credit score, o ... more
0 votes Share Flag Fri Apr 11, 2014 Foreclosure in Bakersfield
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
I can't get my purchase offers accepted. Is there a trick I can tell my agent to make better offers? She is new. Any advise will be appreciated.?
Do you have a pre-approval already? If not, this may explain why your offers are not being accepted. Offers that do not have pre-approvals are often not taken seriously by the seller. S ... more
0 votes Share Flag Tue Apr 8, 2014 Home Buying in Bakersfield
Jeanne Feeni…, Real Estate Pro in Basking Ridge, NJ
Jeanne Feenick (908) 337-0943 answered:
what the most important thing you should know when choosing the wright agent.?
There are thousands of us - and just as in any profession - we are better with experience. So look for that, proven experience. It is trackable - demand to see the proof of results. Wh ... more
0 votes Share Flag Sat Apr 5, 2014 Home Buying in 93311
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
How long do I have to wait to try to qualified for a home after a foreclosure?
Hello Martha, this will be determined by your credit profile, debt to income ratios, fico scores and how much you want to invest into the down payment and closing costs. It only takes a ... more
0 votes Share Flag Sat Apr 5, 2014 Home Buying in 93307
Mark R. Barr…, Real Estate Pro in Bakersfield, CA
Mark R. Barrett answered:
WHAT ARE CLOSING COSTS? AND WHO PAYS THEM?
Who pays the closing cost? It can come from the buyer(including gifts), seller or lender(raise interest rate so you actually pay over long haul.) or any combination of those. Most of m ... more
0 votes Share Flag Fri Apr 4, 2014 Home Buying in 93307
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
I actually athe end of my Chapter 13 Payment Prog my credit is @700's I have heard that I can qualify to purchase a home is that correct??
Yes, you can purchase a home after chapter 13 bankruptcy as long as you have sat through the waiting period and rebuilt your credit (which you have done). The length of the waiting peri ... more
0 votes Share Flag Thu Apr 3, 2014 Home Buying in Bakersfield
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
What if I've found a bankruptcy duplex .How do I buy that through bankruptcy?
Hello jglass, here are some blogs to study and consider.

http://www.trulia.com/blog/under640ficoscoreloans/2013/01/which_loan_is_right_for_me_fha_or_conventional

http://www.truli ... more
0 votes Share Flag Tue Apr 1, 2014 Home Buying in Bakersfield
Gary Youngman, Real Estate Pro in Boca Raton, FL
Gary Youngman answered:
I have been looking at lot of foreclosures in the 93312 area my and I are downsizing . We are get ready to list our home. How do I get the addresses?
I agree with Linda -
However - You need a realtor to be able to bid and purchase.
Bottom line, contact a Realtor! -
Look for one that understands your goal and has the experience t ... more
0 votes Share Flag Tue Apr 1, 2014 Home Buying in 93312
kopprealesta…, Real Estate Pro in Bakersfield, CA
kopprealestate answered:
Does anyone know where to find a Rent to Own company? Our credit is poor but our income is great. I've heard of it but a lot are scams. Help?
I have a property here in southwest Bakersfield in the Laurelglen area and offer it with a " lease to own".
A lease gives you the opportunity to "test drive" the neighborhood without t ... more
0 votes Share Flag Tue Apr 1, 2014 Home Buying in Bakersfield
Sharon Felton, Real Estate Pro in Nashville, TN
Sharon Felton answered:
I want to buy that house
Are you preapproved for a certain mortgage amount? Have you contacted a Realtor(R) in your local area? These are great first steps... Good luck.
0 votes Share Flag Sat Mar 29, 2014 Investment Properties in East Bakersfield
Adam Al, Home Owner in Bakersfield, CA
Adam Al answered:
Are there any nearby schools?
yes. .... i hope my profile get to 60%.
0 votes Share Flag Sun Mar 23, 2014 Shopping & Local Amenities in The Oaks
Linda Oliver, Real Estate Pro in Bakersfield, CA
Linda Oliver answered:
Want to sell a home and carry the loan for the buyer the house is free of any loans. Any advise?
My broker does this often. You also should discuss tax impact with your CPA. In some cases you might need a real estate attorney to draw the note. Also it must be recorded. Private mo ... more
0 votes Share Flag Sun Mar 23, 2014 Home Selling in Bakersfield
stella.brand, Home Buyer in Bakersfield, CA
stella.brand answered:
Is it normal practice to run the credit report twice while on the loan process?
Thanks for everyone's answers, I found out that it depends on the type of lender. I talked to 3 lenders (from my searches on Trulia) and they explained why some lender run it and other ... more
0 votes Share Flag Fri Mar 21, 2014 Home Buying in Bakersfield
Mark R. Barr…, Real Estate Pro in Bakersfield, CA
Mark R. Barrett answered:
What's the min amount needed for $250,000 investment properties?
Fannie Mae Guidelines are available to the public and they clearly state that 15% down is the requirement. The hard part is getting an insurance company to insure but there is one that ... more
0 votes Share Flag Thu Mar 20, 2014 Home Buying in Bakersfield
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
crimes at 1001 mcdonald way
Hello Connie, These links may assist you with crime statistics:
http://www.crimemapping.com
http://www.crimereports.com
http://www.everyblock.com/
http://www.localcrimenews.com
htt ... more
0 votes Share Flag Tue Mar 18, 2014 Crime & Safety in Bakersfield
TERRY MCCARL…, Real Estate Pro in Cape Coral, FL
TERRY MCCARLEY, CDPE, SRES answered:
Seller wont release deposit i was refused loan day before close of escrow because of a student loan i went bankruptcy an dischared in 1993
Why didn't your lender discover this when you applied for the mortgage? You might want to speak with another lender as you state it was discharged in 1993 so it shouldn't be an issue i ... more
0 votes Share Flag Fri Mar 14, 2014 Home Buying in 93308
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