Property taxes are based upon the county tax assessment value not what you purchased the home for. After you purchase the home, when your 2013 tax assessment value is mailed to you for that year, you can use your HUD closing statement to help dispute your tax assessment value if it is higher than your purchase price. I suggest contacting your county tax office for more information.
Kristee Leonard, REALTORÂ®
Broker, GRI, SFR
I find management is often misleading, and frequently tend to exagerate and even lie for a few extra dollars. They know that they have a lot more money than you do and that they can leverage at your expense. There is a high turnover of staff, and ownership in this field of INDUSTRY. Management often will overlook a single management company for this reason.
They place more weight on your history as a tenant, and the number of these complaints.
The best way to avoid these issues is the point at the end of filling out the papers by requesting a revisit of the unit and do a diligent inspection which includs listing of problems, potential problems, photo documentation. Remember the contract remains incomplete til there are the exchanges which confirms the transaction.
Repeat the inspection of the entire ares that you are leasing both inside and out at the time of move in and a third time at exit. The management is generaly liable for all routine maintaince, "normal" ware and to re clean and detail for a new resident you are not liable for these issues though you are often hung for these expenses by complaints generaly from rarely moving the apliances and cleaning, detailing them thouroughly, lime deposits in the comode .... dammages from decorating the unit with wall hangings ... that are expected by the property management.... more
Actually, this entire complex is non-warrantable and probably won't qualify for any kind of financing. Check with a VA lender to be sure, but I think that you will only be able to purchase a Tollgate condo with cash.... more
Joseph, if someone is employed as a W-2 employee that is not suspect at all as being an occupation where they will have non-reimbursed business expense deductions, they do not have to show tax returns. That is for people who are applying for a first time homebuyer program, someone who is self employed, relying on income that is not from a W-2, or if a large percentage of their income is bonus or commission. The average salaried borrower can provide W-2's only. However, what I said about the banks pulling a 4506 is another story.... more