*We do Conventional loans down to a 620 score
*We do FHA loans down to a 580 score
*We do USDA loans down to a 620 score (no money down)
*We do $100 down payment FHA program
*Unlimited Loan To Value refinances on Fannie/Freddie refinances (only on loans originated before May 31st 2009
*We do VA loans down to a 620 score
*We give free counseling on what needs to be done to improve your credit score.
*We do 203k loans down to a 620 score
*We do reverse mortgages
*We do JUMBO loans to 12 million
*We do Itin loans... more
Suzanne's answer (below) is correct. Your scores will vary not only between repositories (Equifax, Experian and Transunion), but also depending on the type of credit report run. When you apply for a mortgage, your lender or broker will pull a report specific to our industry.
The best, free consumer site I can recommend for all things credit is myfico.com.
Your first step should be to locate and hire a REALTOR, not just a real estate agent on an exclusive basis. Be sure your REALTOR has a minimum of five yearsâ€™ experience and 100+ transactions.Â