Home Buying in Aurora : Advice

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Bob Brandt R…, Real Estate Pro in Schaumburg, IL
Bob Brandt Re/Max 847-230-7303 answered:
Buying after a short sale
The lender will have some guidelines to work under. Other lenders may offer a different waiting timeframe. It is complicated and you ask a mortgage professional who is familiar with yo ... more
0 votes Share Flag Sat Jan 3, 2015 Home Buying in Aurora
USMortgageRa…, Real Estate Pro in Austin, TX
USMortgageRanger answered:
We are trying to get a home but my husband only has an itin number...he does have credit on it round 620 or 630....can any one refer me to someone?
Your husband visa status will help me to determine if i can help. I recognize that you are very busy, so i am asking you to spend 6 minutes with me to discuss your needs so we can quick ... more
0 votes Share Flag Fri Jan 2, 2015 Home Buying in 60506
Zach Thalman, Other/Just Looking in Midwest, WY
Zach Thalman answered:
Home buying after chapter 13
I always thought you were penalized pretty bad for filing for bankruptcy already. I would have to say that your credit score would have to go down before you can buy a house. I would ha ... more
0 votes Share Flag Mon Nov 24, 2014 Home Buying in Aurora
Michael B De…, Other/Just Looking in 48415
Michael B Decman 630-427-4668 answered:
Hello my wife and I are looking to puchase a home in the Aurora, IL. But we dont have a down payment. Is there a way to purchase a home with no money?
Juan,

I have a program that may interest you, but will require 5% down, these can be gift funds from a relative or even employer. major benefit is the required mortgage insurance is ... more
0 votes Share Flag Fri Nov 21, 2014 Home Buying in 60506
Monica Matsc…, Real Estate Pro in 60502
Monica Matschke Mancano answered:
I'm looking for a house on sale in aurora ill 60505
Hi Jennifer,

Here is my website: www.monicamancano.com

Call me at (630) 669-2401. I can help you!
1 vote Share Flag Thu Jun 5, 2014 Home Buying in Aurora
Nicholas S N…, Real Estate Pro in Rockford, IL
Nicholas S Nelson answered:
I AM SEEKING TO GET A MORTGAGE IN THE MORGANTOWN, PA AREA WITH SCORE OF ABOUT 580. IS THER E ANYONE THAT CAN HELP?
Good Afternoon,

It would depend on why your score is 580. I can do a FHA loan as low as 580, but there would be some compensating factors needed. If you would like to talk further ... more
0 votes Share Flag Fri May 30, 2014 Home Buying in 60506
Craig Bosse, Real Estate Pro in Concord, CA
Craig Bosse answered:
How long I have to wait for buy a house after a Short Sale?
You don't have to wait.....

We have a portfolio "2nd Chance" loan that allows you to buy again just one day after Short-Sale or Foreclosure. You can only have one on your credit and ... more
0 votes Share Flag Thu May 22, 2014 Home Buying in Aurora
Jeff Nobleza, Real Estate Pro in 60640
Jeff Nobleza answered:
Can the bank go after my wife's assets if I forclose or short sale my home?
Call lawyer Erik Miles at 312 854 8092. He has reasonable rates and is very good at helping people like you.

Jeff Nobleza
Baird & Warner
773 677 5340
Jeff.Nobleza@BairdWarner.com
0 votes Share Flag Thu Apr 3, 2014 Foreclosure in 60504
Nicholas S N…, Real Estate Pro in Rockford, IL
Nicholas S Nelson answered:
I have a credit score between 580-619 due to the financial recession. I have been progressively fixing my credit. Will I be qualified for a home loan?
Good Morning,

I hope you have been able to get some good advice to get you closer to the purchase of your dream home. If not, I would love the opportunity to talk to you more.

I ... more
0 votes Share Flag Sat Mar 8, 2014 Home Buying in 60506
Margaret Urb…, Real Estate Pro in Naperville, IL
Margaret Urban answered:
Hi, I was wondering on how do i get into foreclosed houses that need work? We would pay cash. Like a house for cheaper and work that needs to be done
Hi, I'm a licensed real estate broker and live and work in the Aurora/Naperville area. I have experience with and access to auction properties, bank owned properties and short sales. I ... more
0 votes Share Flag Wed Mar 5, 2014 Home Buying in 60504
Kelli Jones, Real Estate Pro in Oswego, IL
Kelli Jones answered:
do u have houses rent with option to buy?
Hi Gospelmouse,

I do have Lease to Own Homes Available. Email me at kellijones@johngreenerealtor.com
0 votes Share Flag Thu Feb 6, 2014 Home Buying in Aurora
Evelyn Santi…, Real Estate Pro in Oswego, IL
Evelyn Santiago answered:
Are their any banks that would do a loan for 45000? The credit score is at 660 and with good payment history. Also a first time home buyer.
Try your own bank or a local credit union for starters or contact me and I will refer you to a few of my preferred lenders. Only a mortgage professional can reallynanswer this question ... more
0 votes Share Flag Mon Jan 20, 2014 Home Buying in Aurora
Suzanne Hami…, Real Estate Pro in Orland Park, IL
Suzanne Hamilton answered:
the value of the houses go up this time ?
Over the last year, values have gone up in most areas. Areas with short sales or foreclosures in great quantity may still be a little down. However, there is still an inventory shorta ... more
0 votes Share Flag Mon Jan 13, 2014 Home Buying in Aurora
Evelyn Santi…, Real Estate Pro in Oswego, IL
Evelyn Santiago answered:
Hi i see a lot of short sales in Aurora IL and forclosures single family homes, most are 25,000 to 70,000, are those good areas or places to avoid or
Are you looking to move to this area or are you looking for investment opportunities to own and rent the home out?

If you are looking to buy to live in the home then your first step ... more
0 votes Share Flag Fri Jan 10, 2014 Home Buying in Aurora
Evelyn Santi…, Real Estate Pro in Oswego, IL
Evelyn Santiago answered:
I have a home buyer that would like to buy the property at 1379 Cottonwood Dr. Aurora, Il. 60506 and has a loan approval for this house.
Well since it appears you work for a real estate company in Aurora - Royana Realty -try asking any of the agents in the office. Once you get one of the agents to work with your buyer t ... more
0 votes Share Flag Thu Dec 19, 2013 Home Buying in 60506
Patty Harris…, Real Estate Pro in Naperville, IL
Patty Harrison 630-854-3459 answered:
My credit score is between 580-619 is there anyone that will finance me in the aurora, montgomery area?
Hi Laurie:

I'm a local mortgage broker in Naperville. I can help you if you are still looking to get prequalified.

We work with over 30 lenders to help you get the best possible ... more
0 votes Share Flag Thu Dec 12, 2013 Home Buying in 60506
Mortgage Mama, Real Estate Pro in Sugar Grove, IL
Mortgage Mama answered:
I had to do a chapter 7 in feb of 2011. I have raised my score to 633 now. When would I qualify for a home loan? I am looking at a home @ 43,000
Castle Bank doesn't have a minimum loan amount. Feel free to reach out to discuss your situation.
Kmorris@castlebank.com or 630-877-4663
0 votes Share Flag Tue Dec 10, 2013 Home Buying in 60504
Marie Souza…, Real Estate Pro in Centerville, MA
Marie Souza Team answered:
How Can I find out information about a bank short sale?
Did you end up closing on this property? Wondering if you waited or moved on?
0 votes Share Flag Fri Dec 6, 2013 Home Buying in 60504
Michael Lenz, Real Estate Pro in 60540
Michael Lenz answered:
I have not signed a buyers contract with my brooker but am not happy with her service can I buy the same home with another brooker
Be honest, let the other agent know how you feel, and look to see if the agent will get back in track. if not you have done all you can move on.
0 votes Share Flag Sun Nov 24, 2013 Home Buying in Aurora
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