David, please don't mislead this person. The listing clearly shows that the MH is a 2012 unless there's a mistake on the listing info. Additionally, a circa 2012 is not a "Trailer". They haven't built "Trailers" since June 15, 1976. This is a HUD "Manufactured Home" and is built just like a regular site built home with a few minor exceptions.
Beniozano, there are lenders who will loan on a newer home. However, because you don't own the land you will probably pay a higher interest rate, come up with a higher down payment and will probably only get a maximum of 20 years on the loan. It is called a "Chattel Loan".
Contact a Manufactured Home dealer in your area for the straight scoop. Most Real Estate Agents are not that up to speed on Manufactured Homes and will always try to talk you out of them. But if a Manufactured Home is what you are looking for there is definitely nothing wrong with purchasing a newer one like this. I also answered your other question and left you with a lot of other very important information. Good luck... more
You really should start with the park manager. You will have to fill out an application and be approved by them before you even make an offer on a manufactured home in a rental park
Be sure to have it thoroughly inspected by an experienced MH inspector and not just any home inspector as there are several nuances with MHs that you don't have in a conventional site-built home and most home inspectors not familiar with these nuances will not even know what to look for.
Make sure the inspector crawls under the home and thoroughly inspects each and every pier and pad assembly for rust, deterioration and decomposition if steel and for decomposition if concrete as homes close to the ocean can be severely impacted by salt.
They should also make sure the home is level by checking all the doors and windows to make sure that they are not swinging or sticking and that all the strike plates on the doors are properly aligned and the doors close soundly.
The inspector should also inspect the steel mainframe for rust and decomposition as well. I can't tell you how many mainframes we've had to repair that were suffering and in some cases even failing from rust and deterioration related issues.
Be sure and have the inspector check for rips and tears in the vapor barrier under the floor. If there are openings in this membrane it could allow the insulation under the floor to become compromised and even fall on the ground.
Openings in the vapor barrier are also a great place for rodents and cats to habitate and reproduce. We've eradicated countless critters from these cavities over the years and it's not a very pleasant experience.
Finally and very importantly make sure the home has a California State Housing and Community Development Department (HCD) certified earthquake resistant bracing system (ERBS) as most areas in California are classified as a Zone 4 earthquake area which holds a high probability of risk for a seismic event..
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