Home Buying in Arlington Heights : Advice

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Syuzanna Zak…, Real Estate Pro in Palatine, IL
Syuzanna Zakharchuk answered:
I am interested in foreclosures in the 77 S. Evergreen bldg. Please contact me about these specific properties.
Hello Renata

My office is just down the street from the building. Please call me or email so I can put down your information and anything comes up in that building you will be the fi ... more
0 votes Share Flag Wed Jun 17, 2015 Foreclosure in Arlington Heights
Michael Pitt…, Real Estate Pro in Arlington Heights, IL
Michael Pittman answered:
What is an unfinished basement worth?
In the Chicago area, most homeowner want and expect a basement. Having said that, not having a basement can be a hindrance in getting a home sold when competing with other homes which ... more
0 votes Share Flag Mon Sep 15, 2014 Home Buying in 60004
Rick Hauser -…, Real Estate Pro in Hawthorn Woods, IL
Rick Hauser - Buyer Broker answered:
Material defect not disclosed
Unfortunately - your traditional agent may not have referred you to an aggressive home inspector. We refer the most super detail oriented ones to our buyer clients. In fact - my most ... more
0 votes Share Flag Sat Jul 19, 2014 Home Buying in Arlington Heights
Mary Zentz, Real Estate Pro in Arlington Heights, IL
Mary Zentz answered:
Are you ready to face the buying competition in the spring market? Read this to be poised to get the house you really want.
Being preapproved is a must. If you know you can be FHA or IHDA approved.....try to be pre-approved for a conventional loan. Many sellers shy away from FHA or IHDA loans. However, mos ... more
0 votes Share Flag Mon Mar 17, 2014 Home Buying in Arlington Heights
Mary Zentz, Real Estate Pro in Arlington Heights, IL
Mary Zentz answered:
appealing property tax
In the Chicago Suburban area all you have to do is go to your local Township Assessors office. Do not go to one of the courthouses. This is done at the more local level. The clerks t ... more
1 vote Share Flag Tue Mar 11, 2014 Home Buying in Arlington Heights
Janet Mcnulty, Real Estate Pro in 60004
Janet Mcnulty answered:
Will our landlord sue us for damages? We have been good tenants for 5 years.
I am a landlord personally. So in my lease I require notification if there is a problem with the house. If no notification, they have to make the repair. So maybe I would accept rain da ... more
0 votes Share Flag Wed Feb 19, 2014 Home Buying in Arlington Heights
Dan Drake, Real Estate Pro in Palatine, IL
Dan Drake answered:
I did a short sale 2 years before( April 2011) my credit score is 705. I can able to put 20% down.
With a short sale, most lenders will want to see at least 3 years from the date of your short sale closing. However some are more lenient that others. Your best bet would be to call a ... more
0 votes Share Flag Wed Jan 29, 2014 Home Buying in 60005
Sue O'Kane, Real Estate Pro in 60005
Sue O'Kane answered:
I am looking for NACA real state agent licensed in Illinois... Thank you M
If you are interested in NACA, the first step in the purchase process is to attend a NACA Homebuyer Workshop which is open and free to everyone. Go to NACA.com or click on this link to ... more
0 votes Share Flag Wed Aug 28, 2013 Home Buying in 60005
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
Are we in a contract or not?
You are asking us about documents for which we have never seen. Your agent is the best resource to answer your questions. If you have any doubt about your agent, talk with the agent' ... more
0 votes Share Flag Wed Jul 24, 2013 Home Buying in Arlington Heights
Jenniferlb44…, Home Buyer in La Grange, IL
Jenniferlb4488 answered:
Please help are we under contract or not?
FYI the listing agent didn't know it was me who was I asking! I just pretended to be someone who saw the listing online.
0 votes Share Flag Wed Jul 24, 2013 Home Buying in Arlington Heights
Steve Parsons, Real Estate Pro in Salisbury, MD
Steve Parsons answered:
How do we have closing date when we don't even have a signed contract yet?
If you signed a counter offer, then you are under contract. This is how you have a closing date.
0 votes Share Flag Tue Jul 23, 2013 Home Buying in Arlington Heights
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
We signed an Addendum A. Not sure what that is but they said we needed that signed before they can send us the contract?
You signed a document that you didn't read.
You think you are not under Contract, but you have an Escrow.
You must have a Realtor representing you; but you are not communicating.
The ... more
0 votes Share Flag Tue Jul 23, 2013 Home Buying in Arlington Heights
Andrew Malak,, Real Estate Pro in Arlington Heights, IL
Andrew Malak, answered:
We have a closing date of Aug 23rd and haven't signed a contract or been approved for an FHA loan yet?
After you signed addendum offer will be presented to multiple departments for approval. Once they sign off on it, you will get a copy. From that time they can take up to 72 hours to ma ... more
0 votes Share Flag Tue Jul 23, 2013 Home Buying in Arlington Heights
Susan K Klatt, Real Estate Pro in 60192
Susan K Klatt answered:
Hellow. I did a short sale 2 years before ( April 2011). I have 180 days late on record. I have 705 credit score and able to put 20% down.
Call my friend and refferrral partner, Bill Kastoolias with Wintrust Mortgage at 224-770-2021 and tell him Susan K Klatt with Coldwell Banker told you to call.
Wishing you all the best ... more
0 votes Share Flag Fri Jun 21, 2013 Home Buying in Arlington Heights
Joanne Matik…, Real Estate Pro in Glenview, IL
Joanne Matik - Broker answered:
Other than Down Payment, how much cash is required for an average home purchase in northwest suburbs of Chicago?
3% if it is an FHA mortgage and 3.5% for a conventional mortgage. Now this depends on some other factors, but that is usually the case. And we can negotiate that the seller pay for y ... more
0 votes Share Flag Wed May 15, 2013 Home Buying in Arlington Heights
Joanne Matik…, Real Estate Pro in Glenview, IL
Joanne Matik - Broker answered:
Do I first look for a Lender, or a Realtor? And when do I look for an attorney?
Let's start by having a conversation about what you are looking for! :-). Next we will get you pre-qualified with a lender.

You can speak with a real estate atty anytime, but if ... more
0 votes Share Flag Wed May 15, 2013 Home Buying in Arlington Heights
Bob Brandt R…, Real Estate Pro in Schaumburg, IL
Bob Brandt Re/Max 847-274-3193 answered:
Are there any programs in Arlington Heights that help first-timer house buyers? Also are there any programs for single parent with dependents?
I suggest calling the Village Hall and asking them. Going right to the source is usually the best route.
IHDA programs may also be something you want to look at.
FHA is great, unless ... more
0 votes Share Flag Tue May 7, 2013 Home Buying in Arlington Heights
Arlyn Tratt, Real Estate Pro in Skokie, IL
Arlyn Tratt answered:
I'm looking for a FHA approved property. Can I search for just those?
Julie,
As of April 1st there will be new changes in FHA purchases that you should know about.

Many people don't realize this, but there are 5% down payment conventional loan program ... more
0 votes Share Flag Wed Mar 27, 2013 Home Buying in Arlington Heights
Bob Brandt R…, Real Estate Pro in Schaumburg, IL
Bob Brandt Re/Max 847-274-3193 answered:
What is the average wait time for a offer to be approved by Fannie Mae?
Short sales may never be approved.
You knew that going in.
You should be hearing the good or bad news within a few more weeks.
0 votes Share Flag Wed Mar 27, 2013 Home Buying in Arlington Heights
Riccardo War…, Real Estate Pro in Downers Grove, IL
Riccardo Wardlow answered:
Is it possible to buy a house with good credit score but don't have 2 yrs income tax return ?
If you are self employed, you are going to need 2 full years tax returns. If you are a w2'd employee, you may only need about 1 month on the job, depending on the lender. Give me a call ... more
0 votes Share Flag Sun Mar 17, 2013 Home Buying in Arlington Heights
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