Home Buying in Alvin : Real Estate Advice

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Kevan Pewitt, Real Estate Pro in Houston, TX
Kevan Pewitt answered:
can you transfer warranty deed without informing lender?
Virtually all mortgages have a Due on Sale clause, that allows the lender to accelerate the mortgage and demand full payment if you sell the home without paying the mortgage. This allo ... more
0 votes Share Flag Thu Apr 14, 2016 Investment Properties in 77511
Reagan Ogles…, Real Estate Pro in Chesterfield, MO
Reagan Oglesby answered:
how much deposit? what credentials please?
Hi there...I do not live in Pearland (anymore) but was raised there. I have a very dear friend that has a firm in Pearland that would likely be able to help you. Below, you will find ... more
0 votes Share Flag Mon Apr 28, 2014 Home Buying in Alvin
Linda Lorenzo, Real Estate Pro in McKinney, TX
Linda Lorenzo answered:
why do so many of the houses that i have looked at have paneling and textured ceilings?
If you are looking at 1970's and 1980's homes then your are likely to see that. The paneling at least in this area is really good quality wood, however, some do paint over it. You can ... more
0 votes Share Flag Sun Mar 23, 2014 Home Buying in 77511
Linda Fisher, Real Estate Pro in Huffman, TX
Linda Fisher answered:
Couple with good and bad credit
First of all I can put you in contact with a very good lender , They can answer all of your questions ,

and we can find you the home of your dreams . Lets get started.

Give me a ... more
0 votes Share Flag Wed Mar 5, 2014 Home Buying in Alvin
Philly195852, Renter in Sunnyvale, CA
Philly195852 answered:
I,VE INHERITED MINERAL RIGHTS AND WAS ASKED TO GIVE UP THE RIGHTS TO THEM THEY,VE OFFERD ME 900 FOR THEM EACH OF MY SIBLINGS WAS OFFERD SAME AMOUNT.
Be very careful. There is a lawsuit in the circuit court of Conecuh county surrounding a former slave named Washington Johnson who's heirs are entitled to mineral rights involving ... more
0 votes Share Flag Wed Dec 18, 2013 Home Buying in Alvin
lendersnetwo…, Real Estate Pro in Plano, TX
lendersnetwork answered:
Had a foreclosure a little more than 3 years ago. can I buy again?
HUD back to work program allows you to purchase just 12 months after a bankruptcy, short sale or foreclosure.
1 vote Share Flag Fri Nov 1, 2013 Home Buying in 77511
lendersnetwo…, Real Estate Pro in Plano, TX
lendersnetwork answered:
I want to buy a home, but do not have the 20% for the down payment plus closing cost. How can this be done?
FHA requires 3.5% as mentioned already, if your looking above the FHA limits then there are 3% conventional options available with some lenders I work with.
2 votes Share Flag Fri Nov 1, 2013 Home Buying in 77511
lendersnetwo…, Real Estate Pro in Plano, TX
lendersnetwork answered:
I have a preapproved FHA loan. It appears that no seller wants to deal with FHA. Can someone please explain how I can get my family into a home?
Why aren't you going with a VA loan, I don't think it should be a problem in your area if you need help getting a VA loan or need an agent let me know or go to our site.
1 vote Share Flag Fri Nov 1, 2013 Home Buying in 77511
Martha4425, Home Buyer in Alvin, TX
Martha4425 answered:
How can you find who owns the mineral rights to your property?
I have a property in Randlett. Utah. how can I buy the mineral rights?
0 votes Share Flag Wed May 29, 2013 Home Buying in Alvin
Don Groff, Real Estate Pro in Austin, TX
Don Groff answered:
I bought a house and then discovered that the roof needs to be replaced for insurance qualification. Nothing noted on the inspection? What now?
You may want to speak with your agent and have them contact the inspection company. Inspection companies have E&O insurance for issues such as this. While this is no guarantee you will ... more
0 votes Share Flag Thu Mar 21, 2013 Home Buying in Alvin
Ted Esquibel, Real Estate Pro in Austin, TX
Ted Esquibel answered:
my wife who has good credit history but no job, and I have a good job but bad credit, it is possible that my wife can get the loan? 50% down
We can help you. We offer home loans with no credit checks or income verification. Please call or email and we can discuss the terms of our financing and see if we'd be a good fit.

... more
0 votes Share Flag Sun Mar 17, 2013 Home Buying in Alvin
Maria Cipoll…, Real Estate Pro in Coral Springs, FL
Maria Cipollone answered:
whats a good mortgage loan lender for someone like me that has little credit history but willing to put a 20% down payment.
In addition to a good credit history, you need at least two years of income to show your lender your capacity to repay your mortgage. Shop around for a mortgage broker and get pre-qual ... more
0 votes Share Flag Mon Sep 24, 2012 Home Buying in Alvin
Maria Cipoll…, Real Estate Pro in Coral Springs, FL
Maria Cipollone answered:
First time buyer
In order to qualify for a mortgage normally Banks or a private lenders will ask for the past two years of income tax, employment history (with minimum two years in the same job), good c ... more
0 votes Share Flag Mon Sep 24, 2012 Home Buying in Alvin
Oggi Kashi, Real Estate Pro in San Francisco, CA
Oggi Kashi answered:
if a house cost 60,000 and i borrow for a 30 year loan does it end up costing like about $119,000
You can try obtaining a 10-year loan @ 3.25%. Your monthly payments will be about $586 and your total payout after 10 years will be about $70,357.
1 vote Share Flag Fri Apr 29, 2011 Home Buying in Alvin
Gregorio Den…,  in San Diego, CA
Gregorio Denny answered:
if a house costs like $60,000 and you borrow on 30 year plan does the house cost you about $119,000 by the time you pay the interest?
If you borrowed $60,000 at 4.75% for 30 years you would pay $112,675.82 in total.
0 votes Share Flag Fri Apr 29, 2011 Home Buying in Alvin
Rosann Tate,  in Lake Jackson, TX
Rosann Tate answered:
Will I be able to get a loan without having to be employed for 2 years or have immaculate credit?
A lot depends on your the lender you choose. In our area there are loca banks that will work with you sometimes if your credit score is o.k. It depends a lot on the property you choo ... more
0 votes Share Flag Tue Dec 28, 2010 Home Buying in Alvin
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