Are you shopping for a Home before you shop for a Mortgage? It may seem backwards to shop for a mortgage before you shop for the house, but there are several reasons for doing this. Primary reason to shop for a mortgage is to let you know exactly how much home a lender will allow you to purchase based on your income and debt to income ratio. The Lender and only a lender/ banker can give you an immediate â€œBINDING APPROVALâ€ for the amount youâ€™d like to borrow. This means the lender has looked over your credit and financial statement and agreed to lend you the money. Sellers & Realtors like APPROVED buyers because thereâ€™s less risk the deal wonâ€™t go through.
So before you go talking to Dick, Tom & Mary Realtor only to be directed back to a lender for approval give me a call today and I can lock in todayâ€™s low rate without a property for up to 12 months before rates skyrocket again. I have the expertise and knowledge to help you determine the absolute best loan program to meet your objectives. Get my Top 25 Questions for FREE that you should be asking your lender before you choose them to secure a mortgage along with a FREE copy of The 8 Deadly mistakes to avoid when buying a Home along with the top 10 question you should asked a Realtor before you choose them to as your Buyers representative. If you are already working with a lender, donâ€™t be shy to give me call so I can price the same mortgage for you with less cost. What do you have to loose but your money?
My only job is to ensure that you make the right choice for you and your family as this is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. As always, you may contact me anytime by phone, fax or email for personalized service and receive expert advice from a Bank Mortgage Banker who is responsible for the decisions on all mortgages coupled with over 17 years of experience in the industry. I look forward to hearing back from you! And making your dreams a REALITY.
5700 Granite Parkway, Suite 200 Plano, 75024
Alex we can not only get you approved at your current score but we can also lend you money from multiple banks, lenders and our own lines. Any lender can improve your scores in 72hrs if you are willing to pay the money to make it happen. Keep your cash for the down payment as increasing your score just to qualify will most likely qualify you for the same rate we offer today? Locking in a long term rate negates the benefit of the current market. Last Friday was the best day for rates in weeks as the job report was not impressive. We can lock you in tomorrow and close your loan in 10-15 business days with your current credit. My information is below if you would like some assistance or feel free to get pre-approved on my website. You may also choose the complete approval button where your file will be underwritten and can be approved online by the time you finish. I almost forgot to mention that we can also lend you money from New Penn Financial who is the other pro answering your question. No reason to have multiple credit pulls when we can price out dozens of banks and lenders with a single credit inquiry that includes New Penn.
877-455-4677 ext 6058
Do you know anybody who wants to own their own home, but can't afford all the closing costs? FYI, HUD offers a $100 down program that allows a person to buy a HUD home for $100 down. It also allows a person