Financing in Allen : Advice

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Brian Rayl, Real Estate Pro in Frisco, TX
Brian Rayl answered:
What is refinance interest rate with 790 credit score ? We got 4.125% with 15yr fixed. Hope to consider no point, no fee.
15 year refi should be quite a bit cheaper than the 4.125% given that all other aspects of the loan needs mach up.

Here are two of my favorite lenders, both are with WR Starkey mort ... more
0 votes Share Flag Mon Nov 14, 2011 Financing in Allen
Heidi Willia…, Real Estate Pro in 74037
Heidi Williams answered:
Should we shop for a mortgage? In the (very distant) past we have just gone with whoever the realtor recommended. This time we are being more aware.
I don't think you will regret shopping around. If you get a Good Faith Estimate from 2 or 3 lenders, then you'll feel like you are making an educated decision when you take t ... more
0 votes Share Flag Mon May 23, 2011 Financing in Allen
T.E. Sumner, Real Estate Pro in Rockwall, TX
T.E. Sumner answered:
My wife and I bought a house almost 3 years ago, At that time, we did the loan in her name and the tittle was in her name only. I signed it Pro Forma
Your signature was on the Deed of Trust to allow the bank to foreclose your homestead in case she did not pay the note as she promised.
Now you would be in the opposite situation whe ... more
0 votes Share Flag Thu Dec 10, 2009 Financing in Allen
T.E. Sumner, Real Estate Pro in Rockwall, TX
T.E. Sumner answered:
Repay Mortgage
This is one of the best-formed investment questions I have heard in years.

Your after-tax return on a CD will never compare with after-tax cost of a debt payment. Yes, your -3.75% ... more
0 votes Share Flag Mon Aug 31, 2009 Financing in Allen
Da, Home Buyer in Allen, TX
Da answered:
Repay Mortgage Early
Thanks everyone for the feedback. I am looking at my options and will update the forum once I make a decision.
0 votes Share Flag Fri Jun 26, 2009 Financing in Allen
Viktor, Real Estate Pro in Addison, TX
Viktor answered:
How to get a loan for a house in Allen,TX from out-of-state?
Sure, you can get a credit Ben. I could contact you with lenders that will pre-approve you for a credit and close the transaction. You could contact me anytime.

Viktor Taushanov
Rea ... more
0 votes Share Flag Sun Nov 30, 2008 Financing in Allen
Laurie Huss, Real Estate Pro in Saint Charles, IL
Laurie Huss answered:
I am curious to know what kind of changes have been made that make it harder for first time home buyers to
Kd:
It sounds like you are getting everything lined up. Preperation, credit score. Find yourself Broker that you feel comfortable working with. One that gives you different options. I ... more
0 votes Share Flag Sat Mar 15, 2008 Financing in Allen
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