Financing in Aliso Viejo : Advice

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Bob Phillips…, Real Estate Pro in Coto de Caza, CA
Bob Phillips - (949) 887-5305 answered:
Can I fund my FHA loan with $14,000 worth of "negotiation fees" on a 400k house. These fees are to be paid to escrow
No Bad, Gregorio.

Your contribution was relevant, and accurate.

Hopefully, someone who is contemplating such a transaction, TODAY, will take heed of the relevant answers given ... more
0 votes Share Flag Fri Jan 27, 2012 Financing in 92656
Rudy R. McDo…, Real Estate Pro in Bloomfield Hills, MI
Rudy R. McDowell answered:
What type of down payment is required for short sales and foreclosed homes typically in Aliso? Standard ones?
Hi, Helen. Regardless of the state, FHA requires a minimum down payment of 3.5%. When it comes to Conventional financing, there are some programs (Homepath and LPMI) that require as ... more
0 votes Share Flag Tue Aug 30, 2011 Financing in 92656
Tammy Davis, Real Estate Pro in 95023
Tammy Davis answered:
Is there a max cost for any escrow ?
"closing costs" can cover a wide spectrum of fees.
It is typically broken down into two categories:
Title and Escrow Fees: which are governed by the State of California, Ins ... more
0 votes Share Flag Wed Aug 17, 2011 Financing in Aliso Viejo
Nazila Pace…, Home Seller in Orange County, CA
Nazila Pace O'Flanagan answered:
someone approach's you and says that he is a broker but when you check with the CA DRE his license # states salesperson NBA he screwed us up
Bettyboop,
sorry you are going thru this. I can see why you are so angry at this person. I would feel the same way. Unforutnately, the blame falls on us, for not doing our research bet ... more
0 votes Share Flag Thu Dec 9, 2010 Financing in 92653
Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
Parties A & B are tenants in common owning a house. Does lender care if party B quits claim from title?
Cnh, Steven is correct, Title is completely different than the Promissory Note. Removing one from Title does not erase the financial obligation of the Promissory Note. If payments are m ... more
0 votes Share Flag Wed Aug 19, 2009 Financing in Aliso Viejo
Connie Bramb…, Real Estate Pro in Orange County, CA
Connie Bramble 714-337-8718 answered:
Partties A & B both are named in a mortgage, but only party A pays for the entire amount each month..
Hi cnh again!
either party can claim any or all of the interest. You must decide between the two of yu who will take the interest claim. 50/50 or 70/30 whatever you both decide. Ho ... more
0 votes Share Flag Mon Aug 17, 2009 Financing in Aliso Viejo
Connie Bramb…, Real Estate Pro in Orange County, CA
Connie Bramble 714-337-8718 answered:
The selling agent said that there is no 3-days-to-recind with signing a contract to buy a brand new house.
Hi Cnh,
In California, there is no 3 day right of resision on real property; ( a house). There is however a 5 day period in which you can back out for any reason you deem valid on a ... more
0 votes Share Flag Mon Aug 17, 2009 Financing in Aliso Viejo
Tammy Davis, Real Estate Pro in 95023
Tammy Davis answered:
When vesting is changed in title, how does one inform the lender? Does the lender care?
Hi Cnh,
Actually most lenders have a clause in their loan documents called a "due on sale" clause, this means that if there is any transfer in title they have the right to call the loa ... more
0 votes Share Flag Sun Aug 16, 2009 Financing in Aliso Viejo
Cynthia Flem…, Real Estate Pro in 92651
Cynthia Fleming answered:
Are you looking for great mortgage financing? In my opinion CLS Financial is the best!
Thanks for the recommendation, especially since it is difficult to get financing right now. Are they having success? Do you know their current interest rates for 15 and 30 yr fixed loa ... more
0 votes Share Flag Mon Nov 3, 2008 Financing in Aliso Viejo
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